Vedika Credit Capital 12% Dec '27
NBFC · ISIN INE04HY07252
- Time left
- 13 months
- to 20 Dec 2027
- Coupon
- 12% a year
- Interest paid
- Monthly
- Principal back
- All at maturity
- Face value
- ₹1,00,000
- Security
- Secured · Senior
Information, not advice. BasketLens doesn't sell bonds and takes no referral money.
What it pays
of face value
- Interest to maturity
- ₹14,000
- Principal back on 20 Dec 2027
- ₹1,00,000
- Total
- ₹1,14,000
Our arithmetic from the issuer’s terms, before tax, if every payment is made on time. Face value isn’t what you’d pay: on the exchange a bond costs more or less than that.
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Upcoming payments
- 20 November 2026Interest₹1,000
- 20 December 2026Interest₹1,000
2027
20 January 2027Interest₹1,000- 20 February 2027Interest₹1,000
on ₹1,00,000 of face value
See all 14 payments
- 20 November 2026Interest₹1,000
- 20 December 2026Interest₹1,000
2027
20 January 2027Interest₹1,000- 20 February 2027Interest₹1,000
- 20 March 2027Interest₹1,000
- 20 April 2027Interest₹1,000
- 20 May 2027Interest₹1,000
- 20 June 2027Interest₹1,000
- 20 July 2027Interest₹1,000
- 20 August 2027Interest₹1,000
- 20 September 2027Interest₹1,000
- 20 October 2027Interest₹1,000
- 20 November 2027Interest₹1,000
- 20 December 2027Interest and principal₹1,01,000
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About Vedika Credit Capital
Vedika Credit Capital Limited is a microfinance lender (NBFC-MFI). Its figures to Mar 2026: capital adequacy 24.57%, gross bad loans 1.33%.
Figures to Mar 2026
- Capital adequacy (CRAR)regulatory minimum 15% (RBI's scale-based regulation for NBFCs)24.57%Mar 2026
- Gearing (borrowings ÷ net worth)4.65xMar 2026
- Bad loans, gross (GNPA / Stage 3)1.33%Mar 2026
- Return on assets (ROA)2.29%Mar 2026
- Loan book (AUM)₹1,780.92 crMar 2026
- Loan book growth22.62%Mar 2026
No rating changes or regulator actions in the filings we read, to Mar 2026.
Other details
- ISIN
- INE04HY07252
- Issuer type
- NBFC
- Matures
- 20 Dec 2027
- Interest from
- 20 Jun 2025
- Call or put
- No call or put: it runs to maturity
- Issue
- Public issue
- Listed
- NSE
- Debenture trustee
- —
- RBI layer
- —
- Ratings
- Acuite A ↗ · Infomerics A- ↗
— not in the filings we read
Documents
- Vedika Credit Capital's filing with NSEaccessed 11 Nov 2026
- Vedika Credit Capital's filing with NSEaccessed 11 Nov 2026
- Vedika Credit Capital's filing with NSEaccessed 11 Nov 2026
- Acuite rating rationale, 22 Jul 2025accessed 22 Jul 2025
- Infomerics rating rationale, 23 Dec 2025accessed 23 Dec 2025
Published 11 Nov 2026 · company figures to Mar 2026 · ratings as at 23 Dec 2025
Other bonds from Vedika Credit Capital
By maturity date.
- Vedika Credit Capital 11.6% Dec '2611.6%, paid monthly · matures 20 Dec 2026 · A- (Infomerics)
- Vedika Credit Capital 11.5% Jan '2711.5%, paid monthly · matures 23 Jan 2027 · A- (Infomerics)
- Vedika Credit Capital 11.6% Feb '2711.6%, paid monthly · matures 21 Feb 2027 · A- (Infomerics)