Housing and Urban Development Corporation 7.64% Feb '31
PSU · ISIN INE031A07AO5
AAA
Lowest of 2 ratings
CARE, 29 May 2026
- Time left
- 4 years 2 months
- to 8 Feb 2031
- Coupon
- 7.64% a year
- Interest paid
- Once a year
- Principal back
- All at maturity
- Face value
- ₹1,000
- Security
- Secured · Senior
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What it pays
- Interest to maturity
- ₹38,200
- Principal back on 8 Feb 2031
- ₹1,00,000
- Total
- ₹1,38,200
Our arithmetic from the issuer’s terms, before tax, if every payment is made on time. Face value isn’t what you’d pay: on the exchange a bond costs more or less than that. Dates worked out from the maturity date, so they can be a few days off.
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Upcoming payments
2027
8 February 2027Interest₹7,6402028
8 February 2028Interest₹7,6402029
8 February 2029Interest₹7,6402030
8 February 2030Interest₹7,640
on ₹1,00,000 of face value
See all 5 payments
2027
8 February 2027Interest₹7,6402028
8 February 2028Interest₹7,6402029
8 February 2029Interest₹7,6402030
8 February 2030Interest₹7,6402031
8 February 2031Interest and principal₹1,07,640
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About Housing and Urban Development Corporation
Housing and Urban Development Corporation Limited is a public-sector company, part of Government of India. Its figures to Sep 2026: capital adequacy 32.55%, gross bad loans 0.71%.
Figures to Sep 2026
- Capital adequacy (CRAR)regulatory minimum 15% (RBI's scale-based regulation for NBFCs)32.55%Sep 2026
- Gearing (borrowings ÷ net worth)7.16xSep 2026
- Bad loans, gross (GNPA / Stage 3)0.71%Sep 2026
- Bad loans, net (NNPA)0.04%Sep 2026
- Return on assets (ROA)1.95%Sep 2026
- Loan book (AUM)₹1,86,111 crSep 2026
- Loan book growth28.75%Sep 2026
Earlier ratings
- 1 Apr 2026 · CARE AAA
No rating changes or regulator actions in the filings we read, to Sep 2026.
Other details
- ISIN
- INE031A07AO5
- Issuer type
- PSU
- Matures
- 8 Feb 2031
- Interest from
- —
- Call or put
- —
- Issue
- Public issue
- Listed
- BSE
- Debenture trustee
- SBICAP Trustee (SBICAP)
- RBI layer
- —
- Ratings
- CARE AAA · India Ratings AAA ↗
— not in the filings we read
Documents
- Housing and Urban Development Corporation's own disclosureaccessed 11 Nov 2026
- India Ratings rating rationale, 1 Apr 2026accessed 1 Apr 2026
- Housing and Urban Development Corporation's filing with NSEaccessed 11 Nov 2026
Published 11 Nov 2026 · company figures to Sep 2026 · ratings as at 29 May 2026
Other bonds from Housing and Urban Development Corporation
By maturity date.
- Housing and Urban Development Corporation 7.51% Feb '287.51%, paid once a year · matures 16 Feb 2028 · AAA (CARE)
- Housing and Urban Development Corporation 7.19% Mar '287.19%, paid once a year · matures 28 Mar 2028 · AAA (CARE)
- Housing and Urban Development Corporation 8.51% Oct '288.51%, paid once a year · matures 25 Oct 2028 · AAA (CARE)