UTI Floating Interest Rates Fund

Mutual fund

Direct · Growth

· AMFI 145295

₹1,696.02

+5.7%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

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Overview

Kind of fund: Floater
Yearly fee: 0.44%; Since 30 September 2026
Fund size: ₹1,506 crore
Started: 30 October 2018
Exit load: None
Compared against: CRISIL Short Duration Debt A-II Index
Plan: Direct · Growth
Holds: 42 lines, no company shares; 42 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 92.9% · cash 7.1% · holdings as at 29 September 2026

1
Net Current Assets
7.1%
2
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC
6.6%
3
CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100
5.0%
4
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC
5.0%
5
CANARA BANK CD 22JAN27
4.9%
6
Indian Railway Finance Corporation Ltd SR-118 Bonds 7.83 21/03/2027
3.3%
7
SUMMIT DIGITEL INFRASTRUCTURE LIMITED 8.06 NCD 29JN29 FVRS1LAC
3.3%
8
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AB2024 8.18 NCD 31MY29 FVRS1LAC
3.3%
9
REC LIMITED SR 223B 7.46 BD 30JU28 FVRS1LAC
3.3%
10
TATA CAPITAL HOUSING FINANCE LIMITED SR B 7.123 NCD 21JL27 FVRS1LAC
3.3%

Show all 42

11
BHARTI TELECOM LIMITED SR XXIX 7.75 NCD 29FB28 FVRS1LAC
3.3%
12
REC LIMITED SR 255 7.17 BD 01JL31 FVRS1LAC
3.2%
13
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25
3.2%
14
MINDSPACE BUSINESS PARKS REIT 7.95 NCD 27JL27 FVRS10LAC
2.3%
15
POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC
2.3%
16
POONAWALLA FINCORP LIMITED SR G1 TR 1 7.55 NCD 25MR27 FVRS1LAC
2.2%
17
CAN FIN HOMES LIMITED SR 03 8.20 NCD 18MY27 FVRS1LAC
2.0%
18
STATE DEVELOPMENT LOAN 32666 MH 01MR31 7.72 FV RS 100
1.7%
19
POWER FINANCE CORPORATION LTD. SR-177 7.85 BD 03AP28 FVRS10LAC
1.7%
20
Power Finance Corporation Ltd SR-164 Bonds 7.75 22/03/2027
1.7%
21
REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC
1.7%
22
Sikka Ports and Terminals Ltd SR-PPD-7 Debenture 7.90 18/11/2026
1.7%
23
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC
1.7%
24
TATA CAPITAL HOUSING FINANCE LIMITED SR G 8 NCD 03NV27 FVRS10LAC
1.7%
25
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC
1.7%
26
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AI2023 STRPP 2 8 NCD 27AP27 FVRS1LAC
1.7%
27
LIC HOUSING FINANCE LIMITED TR 427 7.8 LOA 22DC27 FVRS10LAC
1.7%
28
7.74% LIC HSG TR448 NCD 22-10-27**
1.7%
29
EMBASSY OFFICE PARKS REIT SR VI 7.35 NCD 05AP27 FVRS10LAC
1.7%
30
POONAWALLA FINCORP LIMITED SR F1 7.58 NCD 08SP28 FVRS1LAC
1.7%
31
BAJAJ FINANCE LIMITED 7.60 NCD 25AG27 FVRS10LAC
1.7%
32
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.44 BD 10AP28 FVRS1LAC
1.7%
33
BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC
1.6%
34
POWER FINANCE CORPORATION LIMITED SR 258A 6.92 BD 16FB28 FVRS1LAC
1.6%
35
BAJAJ FINANCE LIMITED 7.3763 NCD 26JU28 FVRS1LAC
1.6%
36
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26A 6.66 BD 12OT28 FVRS1LAC
1.6%
37
HDFC BANK LIMITED CD 12MAR27
1.6%
38
RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25
1.6%
39
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030
1.1%
40
Others Class A2 AIF
0.3%
41
INDIA UNIVERSAL TRUST AL1 SERIES A2 PTC 25SEP24
0.3%
42
Others CBLO
0.0%

What does it cost?

0.44% a year: ₹44 on every ₹10,000 you hold.

The middle fee for Floater direct plans is 0.28%.

Exit load: None

How has it done?

1 year: +5.7%
3 years, per year: +7.0%
5 years, per year: +6.4%

Worst fall so far: −1.5% (Mar 2020 to Mar 2020).

Against other Floater funds: out of 62 three-year stretches, it finished above the middle Floater fund in 0.

In Jan–Apr 2020 alone it fell 1.5%; the middle fund fell 1.8%.

Past prices are not a forecast of anything.

Events

29 September 2026New portfolio published: holdings as at 29 September 2026.
3 September 2026Fee moved between 0.42% and 0.45% a year (7 changes, 1 Jun – 3 Sep 2026).
13 May 2026Fee changed from 0.49% to 0.42% a year.
12 May 2026Fee changed from 0.52% to 0.49% a year.
11 May 2026Fee changed from 0.43% to 0.52% a year.

Show all 17

6 May 2026Fee changed from 0.51% to 0.43% a year.
5 May 2026Fee changed from 0.43% to 0.51% a year.
30 April 2026Fee moved between 0.39% and 0.43% a year (2 changes, 28 Nov 2025 – 30 Apr 2026).
14 November 2025Fee moved between 0.37% and 0.42% a year (7 changes, 16 Jun – 14 Nov 2025).
21 May 2025Fee changed from 0.47% to 0.41% a year.
19 May 2025Fee changed from 0.49% to 0.47% a year.
15 May 2025Fee changed from 0.43% to 0.49% a year.
9 May 2025Fee moved between 0.40% and 0.45% a year (4 changes, 31 Dec 2024 – 9 May 2025).
25 November 2024Fee moved between 0.39% and 0.44% a year (7 changes, 27 Aug – 25 Nov 2024).
4 July 2024Fee changed from 0.34% to 0.42% a year.
27 May 2024Fee moved between 0.34% and 0.36% a year (3 changes, 11 May 2022 – 27 May 2024).
11 February 2022Fee moved between 0.35% and 0.40% a year (3 changes, 28 Jan – 11 Feb 2022).

Sources and dates

Holdings: Groww's page for this fund, month-end 29 September 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 30 September 2026
Company sizes: SEBI's rank by full market value, 25 September 2026