Bandhan Ultra Short Term Fund

Mutual fund

Direct · Growth

· AMFI 144173

₹16.78

+6.4%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Ultra Short Duration
Yearly fee: 0.30%; Since 30 September 2026
Fund size: ₹4,098 crore
Started: 18 July 2018
Exit load: None
Compared against: NIFTY Ultra Short Duration Debt Index A-I
Plan: Direct · Growth
Holds: 72 lines, no company shares; 72 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 95.8% · cash 4.2% · holdings as at 29 September 2026

1
HDFC BANK LIMITED CD 22JAN27
6.6%
2
CANARA BANK CD 28JAN27
6.0%
3
Reverse Repo
5.5%
4
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 22JAN27
5.4%
5
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC
4.9%
6
GOVERNMENT OF INDIA 37629 091 DAYS TBILL 01OT26 FV RS 100
4.9%
7
TATA CAPITAL HOUSING FINANCE LIMITED SR D 8.10 NCD 19FB27 FVRS1LAC
4.8%
8
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 14JAN27
4.2%
9
ICICI SECURITIES LIMITED 154D CP 24DEC26
3.6%
10
EXPORT IMPORT BANK OF INDIA CD 29JAN27
3.6%

Show all 72

11
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 29JAN27
2.4%
12
TATA CAPITAL LIMITED SR P STRPP II 8.30 NCD 16MR27 FVRS1LAC
2.2%
13
BAJAJ HOUSING FINANCE LIMITED 7.66 NCD 20MR28 FVRS1LAC
1.9%
14
BAJAJ HOUSING FINANCE LIMITED 8.04 NCD 18JN27 FVRS1LAC
1.8%
15
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED 180D CP 07DEC26
1.8%
16
AXIS BANK LIMITED CD 13JAN27
1.8%
17
BANK OF BARODA CD 25JAN27
1.8%
18
BAJAJ FINANCE LIMITED 365D CP 03JUN27
1.7%
19
PUNJAB NATIONAL BANK CD 04FEB27
1.6%
20
BAJAJ HOUSING FINANCE LIMITED 7.7 NCD 21MY27 FVRS10LAC
1.5%
21
HDFC Bank Ltd (15-Jan-2027)
1.4%
22
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24C 7.83 BD 30DC26 FVRS1LAC
1.4%
23
TATA CAPITAL HOUSING FINANCE LIMITED SR C 8.0409 NCD 19MR27 FVRS1LAC
1.2%
24
BAJAJ FINANCE LIMITED 8.1167 NCD 10MY27 FVRS1LAC
1.2%
25
REC LIMITED SR 249A 6.37 BD 31MR27 FVRS1LAC
1.2%
26
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED 229D CP 14DEC26
1.2%
27
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 14JAN27
1.2%
28
BANK OF BARODA CD 11JAN27
1.2%
29
AXIS BANK LIMITED CD 14JAN27
1.2%
30
PUNJAB NATIONAL BANK CD 10FEB27
1.2%
31
BANK OF BARODA CD 03FEB27
1.2%
32
PUNJAB NATIONAL BANK CD 05FEB27
1.2%
33
BAJAJ AUTO CREDIT LIMITED 182D CP 22FEB27
1.2%
34
HDFC Bank Limited (15/02/2027) ** #
1.2%
35
Export-Import Bank of India (12/03/2027) **
1.2%
36
National Bank For Agriculture and Rural Development (17/03/2027) ** #
1.2%
37
91 DTB (17-DEC-2026)
0.8%
38
RURAL ELECTRIFICATION CORPORATION LIMITED SERIES 169 8.37 BD 07DC28 FVRS10LAC
0.6%
39
MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LAC
0.6%
40
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 651 8.20 NCD 17FB28 FVRS1LAC
0.6%
41
BAJAJ FINANCE LIMITED 7.7951 NCD 10DC27 FVRS1LAC
0.6%
42
LIC HOUSING FINANCE LTD TR 438 7.8350 NCD 11MY27 FVRS1LAC
0.6%
43
BAJAJ FINANCE LIMITED 7.95 SR 286 TR 8 LOA 25OT27 FVRS10LAC
0.6%
44
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 6.66 BD 25OT28 FVRS1LAC
0.6%
45
CANARA BANK CD 29JAN27
0.6%
46
CANARA BANK CD 02FEB27
0.6%
47
182 Days Tbill (MD 17/12/2026)
0.6%
48
INDIAN BANK CD 10DEC26
0.6%
49
BANK OF BARODA CD 05FEB27
0.6%
50
BAJAJ HOUSING FINANCE LIMITED 7.02 NCD 26MY28 FVRS1LAC
0.6%
51
TATA CAPITAL LIMITED 363D CP 09MAR27
0.6%
52
REC Limited (19/03/2027)
0.6%
53
BAJAJ FINANCE LIMITED 365D CP 07MAY27
0.6%
54
Uttar Pradesh State SDL 6.87 30/11/2026
0.5%
55
MUTHOOT FINANCE LIMITED 8.78 NCD 20MY27 FVRS1LAC
0.5%
56
Power Finance Corporation Ltd SR-158 Bonds 7.18 20/01/2027
0.4%
57
Others Class A2 AIF
0.3%
58
TATA CAPITAL HOUSING FINANCE LIMITED SR G 8 NCD 03NV27 FVRS10LAC
0.2%
59
LIC HOUSING FINANCE LTD TR 449 7.69 NCD 11DC26 FVRS1LAC
0.2%
60
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 173 7.68 BD 24NV26 FVRS1LAC
0.2%
61
Bihar State SDL 7.20 25/01/2027
0.1%
62
ADITYA BIRLA CAPITAL LIMITED 363D CP 09FEB27
0.1%
63
Tamilnadu State SDL 7.61 15/02/2027
0.1%
64
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 653 7.38 NCD 28MY27 FVRS1LAC
0.1%
65
BANK OF BARODA CD 07DEC26
0.1%
66
SDL KARNATAKA 7.27% (28/12/2026) 7.27 28/12/2026
0.1%
67
Maharashtra State SDL 7.25 28/12/2026
0.1%
68
STATE DEVELOPMENT LOAN 20404 TN 09MY28 8.15 FV RS 100
0.1%
69
Haryana State SDL 6.86 23/11/2026
0.1%
70
STATE DEVELOPMENT LOAN 20038 KAR 27DC27 7.82 FV RS 100
0.1%
71
Others Mrgn Money
0.0%
72
Net Payables
-1.3%

What does it cost?

0.30% a year: ₹30 on every ₹10,000 you hold.

The middle fee for Ultra Short Duration direct plans is 0.29%.

Exit load: None

How has it done?

1 year: +6.4%
3 years, per year: +7.1%
5 years, per year: +6.5%

Worst fall so far: −0.9% (Mar 2020 to Mar 2020).

Against other Ultra Short Duration funds: out of 65 three-year stretches, it finished above the middle Ultra Short Duration fund in 2.

In Jan–Apr 2020 alone it fell 0.9%; the middle fund fell 0.9%.

Past prices are not a forecast of anything.

Events

29 September 2026New portfolio published: holdings as at 29 September 2026.
1 July 2026Fee moved between 0.27% and 0.30% a year (2 changes, 1 Jun – 1 Jul 2026).
30 May 2026Fee changed from 0.34% to 0.27% a year.
29 May 2026Fee changed from 0.27% to 0.34% a year.
20 May 2026Fee moved between 0.27% and 0.32% a year (3 changes, 18 May – 20 May 2026).

Show all 9

16 May 2026Fee changed from 0.35% to 0.27% a year.
15 May 2026Fee changed from 0.28% to 0.35% a year.
13 May 2026Fee moved between 0.27% and 0.32% a year (8 changes, 4 May – 13 May 2026).
22 February 2024Fee moved between 0.23% and 0.27% a year (6 changes, 7 Apr 2022 – 22 Feb 2024).

Sources and dates

Holdings: Groww's page for this fund, month-end 29 September 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 30 September 2026
Company sizes: SEBI's rank by full market value, 25 September 2026