JM Ultra Short to Short Term Fund

Mutual fund

Direct · Growth

· AMFI 143612

₹41.36

+5.9%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Low Duration
Yearly fee: 0.41%; Since 7 October 2026
Fund size: ₹215 crore
Started: 1 January 2013
Exit load: None
Compared against: CRISIL Low Duration Debt A-I Index
Plan: Direct · Growth
Holds: 36 lines, no company shares; 36 lines in all
Holdings as at: 30 August 2026

What does it hold?

Bonds and money market 97.6% · cash 2.4% · holdings as at 30 August 2026

1
PUNJAB NATIONAL BANK CD 04MAR27
7.7%
2
Union Bank of India (16/03/2027) ** #
7.6%
3
AXIS BANK LIMITED CD 07DEC26
7.1%
4
GODREJ INDUSTRIES LIMITED SR II 8.40 NCD 27AG27 FVRS1LAC
4.7%
5
PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC
4.7%
6
360 ONE PRIME LIMITED SR VI TR I 9.61 NCD 18JN27 FVRS1000
3.5%
7
HDFC BANK LIMITED CD 05MAR27
3.2%
8
Others CBLO
3.1%
9
Net Receivables
2.4%
10
CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD SR V TR II 8.40 NCD 09AG28 FVRS1000
2.3%

Show all 36

11
LIC HOUSING FINANCE LIMITED TR- 359 7.95 LOA 29JN28 FVRS10LAC
2.3%
12
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LAC
2.3%
13
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC
2.3%
14
Sikka Ports and Terminals Ltd SR-PPD-7 Debenture 7.90 18/11/2026
2.3%
15
REC Ltd Debenture 7.54 30/12/2026
2.3%
16
INDIAN BANK CD 01SEP26
2.3%
17
LIC HOUSING FINANCE LTD TR 445 OP II 7.74 NCD 11FB28 FVRS1LAC
2.3%
18
MUTHOOT FINANCE LIMITED 8.60 NCD 02MR28 FVRS1LAC
2.3%
19
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AB2026 7.90 NCD 21FB28 FVRS1LAC
2.3%
20
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC
2.3%
21
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
2.3%
22
LIC HOUSING FINANCE LIMITED TR 419 OPT II 6.65 LOA 15FB27 FVRS10LAC
2.3%
23
MUTHOOT FINANCE LIMITED 8.05 NCD 25NV27 FVRS1LAC
2.3%
24
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC
2.3%
25
GOVERNMENT OF INDIA 36839 364 DAYS TBILL 17DC26 FV RS 100
2.3%
26
182 Days Tbill (MD 24/12/2026)
2.3%
27
GOVERNMENT OF INDIA 37694 182 DAYS TBILL 21JN27 FV RS 100
2.3%
28
TATA HOUSING DEVELOPMENT COMPANY LIMITED 364D CP 15JAN27
2.3%
29
GOVERNMENT OF INDIA 37223 364 DAYS TBILL 19MR27 FV RS 100
2.3%
30
POWER FINANCE CORPORATION LTD. SR-177 7.85 BD 03AP28 FVRS10LAC
1.9%
31
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC
1.9%
32
LIC HOUSING FINANCE LIMITED TR 434 OP I 7.70 LOA 16MY28 FVRS10LAC
1.6%
33
CANARA BANK CD 11NOV26
1.6%
34
Indian Railway Finance Corpn. Ltd. 7.33 27/08/2027
1.4%
35
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26D 7.01 BD 16MR29 FVRS1LAC
1.1%
36
Others Class A2 AIF
0.3%

What does it cost?

0.41% a year: ₹41 on every ₹10,000 you hold.

The middle fee for Low Duration direct plans is 0.31%.

Exit load: None

How has it done?

1 year: +5.9%
3 years, per year: +7.2%
5 years, per year: +6.5%

Worst fall so far: −15.0% (May 2019 to Oct 2019).

Against other Low Duration funds: out of 67 three-year stretches, it finished above the middle Low Duration fund in 13.

In Jan–Apr 2020 alone it fell 1.0%; the middle fund fell 1.4%.

Past prices are not a forecast of anything.

Events

7 October 2026Fee changed from 0.40% to 0.41% a year.
30 August 2026New portfolio published: holdings as at 30 August 2026.
22 May 2026Fee moved between 0.40% and 0.42% a year (4 changes, 5 May – 22 May 2026).
30 April 2026Fee changed from 0.35% to 0.40% a year.
26 August 2025Fee moved between 0.31% and 0.35% a year (3 changes, 22 Nov 2024 – 26 Aug 2025).

Show all 13

10 October 2024Fee changed from 0.25% to 0.31% a year.
16 May 2024Fee changed from 0.38% to 0.25% a year.
16 April 2024Fee changed from 0.51% to 0.38% a year.
7 March 2024Fee changed from 0.38% to 0.51% a year.
12 January 2024Fee moved between 0.34% and 0.38% a year (8 changes, 27 Jun 2023 – 12 Jan 2024).
7 September 2022Fee changed from 0.24% to 0.34% a year.
10 May 2022Fee moved between 0.24% and 0.29% a year (3 changes, 4 Apr – 10 May 2022).
26 March 2022Fee moved between 0.29% and 0.30% a year (2 changes, 25 Mar – 26 Mar 2022).

Sources and dates

Holdings: Groww's page for this fund, month-end 30 August 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 7 October 2026
Company sizes: SEBI's rank by full market value, 25 September 2026