Nippon India Banking and PSU Debt Fund

Mutual fund

Direct · Growth

Same portfolio. Regular plans include a distributor’s fee.

Regular · Growth0.78% a year

· AMFI 134547

₹23.02

+4.2%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

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Overview

Kind of fund: Banking and PSU
Yearly fee: 0.39%; Since 30 September 2026
Fund size: ₹5,057 crore
Started: 15 May 2015
Exit load: None
Compared against: CRISIL Banking and PSU Debt A-II
Plan: Direct · Growth
Holds: 113 lines, no company shares; 113 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 93.3% · cash 6.7% · holdings as at 29 September 2026

1
Repo
4.5%
2
GOI Sec 7.61 09/05/2030
4.0%
3
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC
3.5%
4
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LAC
3.5%
5
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC
3.5%
6
NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC
2.6%
7
RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LAC
2.5%
8
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC
2.5%
9
Net Current Assets
2.3%
10
UNION BANK OF INDIA SR XXXVI-B 7.80 NCD 29NV32 FVRS1CR
2.0%

Show all 113

11
7.7% Nuclear Power Corporation Of India Limited
2.0%
12
BANK OF BARODA CD 25JAN27
1.9%
13
POWER GRID CORPORATION OF INDIA LIMITED SR LXXXIII 7.02 BD 12DC35 FVRS1LAC
1.9%
14
BAJAJ FINANCE LIMITED 7.79 NCD 04JL36 FVRS1LAC
1.9%
15
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC
1.9%
16
RURAL ELECTRIFICATION CORPORATION LIMITED SERIES GOI-V 8.54 BD 15NV28 FVRS10LAC
1.7%
17
POWER GRID CORPORATION OF INDIA LIMITED SR LXXII 7.56 BD 31MR33 FVRS1LAC
1.7%
18
POWER FINANCE CORPORATION LTD. TRI SRV CATIII&IV BR NCD 22JN31 FVRS1000
1.6%
19
EXPORT IMPORT BANK OF INDIA SR Z01 7.45 BD 12AP28 FVRS1LAC
1.5%
20
TATA CAPITAL LIMITED SR B RR NCD 21FB29 FVRS1LAC
1.5%
21
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LAC
1.5%
22
BANK OF BARODA CD 06JAN27
1.5%
23
BHARTI TELECOM LIMITED SR XXX 7.85 NCD 20MR29 FVRS1LAC
1.5%
24
BANK OF BARODA CD 03FEB27
1.4%
25
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 143 7.55 LOA 06NV29 FVRS10LAC
1.4%
26
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 129 8.45 LOA 04DC28 FVRS10LAC
1.3%
27
POWER GRID CORPORATION OF INDIA LIMITED SR LXX 7.40 BD 17FB33 FVRS1LAC
1.2%
28
HDFC BANK LIMITED SR 2 7.86 BD 02DC32 FVRS1CR
1.2%
29
HDFC BANK LIMITED SR 2 7.65 BD 20MR34 FVRS1LAC
1.2%
30
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LAC
1.1%
31
REC LIMITED SR 216A 7.55 BD 31MR28 FVRS10LAC
1.0%
32
POWER FINANCE CORPORATION LTD. SR BS227B 7.77 BD 15AP28 FVRS1LAC
1.0%
33
NATIONAL HOUSING BANK 7.59 BD 14JL27 FVRS1LAC
1.0%
34
BAJAJ HOUSING FINANCE LIMITED 8.25 NCD 27MY31 FVRS1LAC
1.0%
35
8.2% Tata Capital Housing Finance Limited (25/09/2029)
1.0%
36
EXPORT IMPORT BANK OF INDIA SR Z02 7.40 BD 14MR29 FVRS1LAC
1.0%
37
REC LIMITED SR 234-B 7.58 BD 31MY29 FVRS1LAC
1.0%
38
POWER FINANCE CORPORATION LIMITED SR 246A 7.42 BD 15AP28 FVRS1LAC
1.0%
39
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VIII 7.49 BD 11JU29 FVRS1LAC
1.0%
40
JIO CREDIT LIMITED SR VI 8.15 NCD 16JU31 FVRS1LAC
1.0%
41
ICICI BANK LIMITED SR DNV21LB 6.67 BD 26NV28 FVRS10LAC
1.0%
42
BANK OF BARODA CD 08JAN27
1.0%
43
EXPORT IMPORT BANK OF INDIA 363D CP 25JAN27
1.0%
44
STATE DEVELOPMENT LOAN 36977 TN 21JN33 7.31 FV RS 100
1.0%
45
PUNJAB NATIONAL BANK CD 04FEB27
1.0%
46
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.22 BD 10AP29 FVRS1LAC
1.0%
47
PUNJAB NATIONAL BANK CD 10FEB27
1.0%
48
POWER FINANCE CORPORATION LIMITED SR 251B 6.59 BD 15OT30 FVRS1LAC
0.9%
49
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25
0.9%
50
STATE DEVELOPMENT LOAN 22949 KER 08AP30 7.91 FV RS 100
0.8%
51
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
0.8%
52
STATE DEVELOPMENT LOAN 35560 KAR 12FB33 7.11 FV RS 100
0.8%
53
NATIONAL HIGHWAYS AUTHORITY OF INDIA SR V 7.70 BD 13SP29 FVRS10LAC
0.6%
54
STATE DEVELOPMENT LOAN 22778 AP 04MR30 7.06 FV RS 100
0.6%
55
STATE DEVELOPMENT LOAN 30765 MH 15SP33 6.91 FV RS 100
0.6%
56
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 192 BD 01DC35 FVRS1LAC
0.6%
57
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 135 8.23 LOA 29MR29 FVRS10LAC
0.5%
58
Nuclear Power Corpn. Of India Ltd SR-XXXIII TRCH-B Bonds 7.25 15/12/2028
0.5%
59
POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC
0.5%
60
POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LAC
0.5%
61
POWER FINANCE CORPORATION LIMITED SR 237A 7.60 BD 13AP29 FVRS1LAC
0.5%
62
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24H 7.62 BD 10MY29 FVRS1LAC
0.5%
63
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25B 7.64 BD 06DC29 FVRS1LAC
0.5%
64
EXPORT IMPORT BANK OF INDIA SR AA01 7.14 BD 13DC29 FVRS1LAC
0.5%
65
POWER FINANCE CORPORATION LIMITED SR 248B 7.45 NCD 15JL28 FVRS1LAC
0.5%
66
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 146 7.08 LOA 28FB30 FVRS10LAC
0.5%
67
NATIONAL HOUSING BANK 7.20 BD 03OT31 FVRS1LAC
0.5%
68
STATE DEVELOPMENT LOAN 35737 TN 19MR33 7.15 FV RS 100
0.5%
69
L&T METRO RAIL (HYDERABAD) LIMITED 7.55 NCD 28AP35 FVRS1LAC
0.5%
70
BHARTI TELECOM LIMITED SR XXVIII 7.40 NCD 01FB29 FVRS1LAC
0.5%
71
GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100
0.5%
72
CANARA BANK CD 11MAR27
0.5%
73
GOVERNMENT OF INDIA 37699 GOI 27JL41 7.06 FV RS 100
0.5%
74
NTPC LIMITED SR 73 6.43 LOA 27JN31 FVRS10LAC
0.5%
75
NATIONAL HIGHWAYS INFRA TRUST SR I STRPP A NCD 30JN34 FVRS1LAC
0.4%
76
NHPC LIMITED SR Y STRPP-D 7.50 LOA 07OT28 FVRS2LAC
0.4%
77
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26D 7.01 BD 16MR29 FVRS1LAC
0.4%
78
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2026-3 6.67 BD 30MY30 FVRS1LAC
0.4%
79
NUMALIGARH REFINERY LTD SR 1 7.34 NCD 23SP35 FVRS1LAC
0.4%
80
Others Class A2 AIF
0.3%
81
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR-2 8.2 BD 09MR28 FVRS10LAC
0.3%
82
POWER GRID CORPORATION OF INDIA LIMITED SR LXIV STRP B 7.49 LOA 25OT29 FVRS3LAC
0.3%
83
HDFC BANK LIMITED SR R005 7.78 NCD 27MR27 FVRS1CR
0.3%
84
KOTAK MAHINDRA PRIME LIMITED 7.781 NCD 17SP29 FVRS1LAC
0.3%
85
STATE DEVELOPMENT LOAN 35581 KAR 20AG34 7.13 FV RS 100
0.3%
86
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 173 7.68 BD 24NV26 FVRS1LAC
0.3%
87
ICICI PRUDENTIAL LIFE INSURANCE COMPANY LIMITED SR 1 7.69 NCD 28NV35 FVRS1LAC
0.2%
88
Power Grid Corpn. Of India Ltd. 8.40 27/05/2029
0.2%
89
RURAL ELECTRIFICATION CORPORATION LIMITED SR-162 8.55 BD 09AG28 FVRS10LAC
0.2%
90
STATE DEVELOPMENT LOAN 20760 KER 08AG30 8.48 FV RS 100
0.2%
91
STATE DEVELOPMENT LOAN 33604 KAR 08NV33 7.7 FV RS 100
0.2%
92
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC
0.2%
93
STATE DEVELOPMENT LOAN 33897 MH 31JN36 7.63 FV RS 100
0.2%
94
Power Grid Corporation of India Ltd Debenture 7.36 18/10/2026
0.1%
95
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR PMAY-G PB-2 8.22 NCD 13DC28 FVRS10LAC
0.1%
96
REC LIMITED SR 227-B 7.71 BD 31OT33 FVRS1LAC
0.1%
97
STATE DEVELOPMENT LOAN 33934 MH 07FB36 7.49 FV RS 100
0.1%
98
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
0.1%
99
TATA CAPITAL HOUSING FINANCE LIMITED SR D 7.7120 NCD 14JN28 FVRS1LAC
0.1%
100
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.51 BD 12JU28 FVRS1LAC
0.1%
101
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26C 7.27 BD 23FB29 FVRS1LAC
0.1%
102
STATE DEVELOPMENT LOAN 35770 KAR 26MR32 7.04 FV RS 100
0.1%
103
GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100
0.1%
104
STATE DEVELOPMENT LOAN 35530 MH 05FB36 7.12 FV RS 100
0.1%
105
Others Mrgn Money
0.0%
106
STATE DEVELOPMENT LOAN 22495 TN 27NV29 7.17 FV RS 100
0.0%
107
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC
0.0%
108
GOVERNMENT OF INDIA 34539 GOI 03JU29 7.04 FV RS 100
0.0%
109
CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100
0.0%
110
STATE DEVELOPMENT LOAN 34010 KAR 28FB34 7.44 FV RS 100
0.0%
111
NATIONAL HIGHWAYS AUTHORITY OF INDIA SERIES VI 8.27 BD 28MR29 FVRS10LAC
0.0%
112
NHPC LIMITED SERIES I 8.12 LOA 22MR29 FVRS10LAC
0.0%
113
Others IRS
-0.0%

What does it cost?

0.39% a year: ₹39 on every ₹10,000 you hold.

The middle fee for Banking and PSU direct plans is 0.35%.

Exit load: None

How has it done?

1 year: +4.2%
3 years, per year: +7.0%
5 years, per year: +6.2%

Worst fall so far: −3.2% (Mar 2020 to Mar 2020).

Against other Banking and PSU funds: out of 103 three-year stretches, it finished above the middle Banking and PSU fund in 78.

In Jan–Apr 2020 alone it fell 3.2%; the middle fund fell 3.0%.

Past prices are not a forecast of anything.

Events

29 September 2026New portfolio published: holdings as at 29 September 2026.
1 June 2026Fee moved between 0.36% and 0.41% a year (18 changes, 10 Apr 2024 – 1 Jun 2026).
12 September 2023Fee moved between 0.33% and 0.38% a year (4 changes, 20 Sep 2022 – 12 Sep 2023).
20 May 2022Fee moved between 0.30% and 0.35% a year (3 changes, 27 Mar – 20 May 2022).

Sources and dates

Holdings: Groww's page for this fund, month-end 29 September 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 30 September 2026
Company sizes: SEBI's rank by full market value, 25 September 2026