Kotak Ultra Short to Short Term Fund
Direct · Growth: other plans of this fund
Same portfolio. Regular plans include a distributor’s fee.
· AMFI 133810
₹3,962.78
+5.8%over 1 year
Price of one unit (NAV) on 11 November 2026
NAV went from ₹3,743.78 on 11 November 2025 to ₹3,962.78 on 11 November 2026.
Past prices are not a forecast of anything.
Ask about this fund
Overview
- Kind of fund
- Low Duration
- Yearly fee
- 0.41%
- Since 1 October 2026
- Fund size
- ₹12,566 crore
- Started
- 1 January 2013
- Exit load
- None
- Compared against
- NIFTY Low Duration Debt Index A-I
- Plan
- Direct · Growth
- Holds
- 105 lines, no company shares
- 105 lines in all
- Holdings as at
- 29 September 2026
What does it hold?
Bonds and money market 98.5% · cash 1.5% · holdings as at 29 September 2026
- 1
STATE DEVELOPMENT LOAN 36993 KAR 28JL31 7.15 FV RS 100
3.9% - 2
PUNJAB NATIONAL BANK CD 04MAR27
3.9% - 3
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC
3.8% - 4
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
3.4% - 5
BAJAJ HOUSING FINANCE LIMITED 7.66 NCD 20MR28 FVRS1LAC
3.2% - 6
PUNJAB NATIONAL BANK CD 05FEB27
3.1% - 7
CANARA BANK CD 02FEB27
2.7% - 8
HDFC BANK LIMITED CD 24FEB27
2.5% - 9
HDFC Bank Ltd (15-Jan-2027)
2.3% - 10
BANK OF BARODA CD 05FEB27
2.3%
Show all 105
- 11
Repo
2.2% - 12
BAJAJ HOUSING FINANCE LIMITED 7.02 NCD 26MY28 FVRS1LAC
2.0% - 13
REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LAC
2.0% - 14
Small Industries Dev Bank of India (04/02/2027) **
1.9% - 15
UNION BANK OF INDIA CD 03MAR27
1.9% - 16
VEDANTA LIMITED 8.95 NCD 16MR29 FVRS1LAC
1.6% - 17
TATA CAPITAL FINANCIAL SERVICES LIMITED SR E OPT II 7.89 NCD 26JL27 FVRS10LAC
1.6% - 18
BHARTI TELECOM LIMITED SR XVII 8.95 NCD 04DC26 FVRS1LAC
1.6% - 19
BAJAJ FINANCE LIMITED 7.7951 NCD 10DC27 FVRS1LAC
1.6% - 20
RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25
1.6% - 21
STATE DEVELOPMENT LOAN 35784 TN 26MR29 6.92 FV RS 100
1.6% - 22
POWER FINANCE CORPORATION LIMITED SR 258A 6.92 BD 16FB28 FVRS1LAC
1.6% - 23
KARNATAKA State Government Securities (25/03/2031)
1.6% - 24
BHARTI TELECOM LIMITED SR XXVI 7.45 NCD 15DC28 FVRS1LAC
1.6% - 25
HDFC Bank Ltd (18-Jan-2027) **
1.6% - 26
STATE DEVELOPMENT LOAN 37058 KAR 11AG32 7.19 FV RS 100
1.5% - 27
ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LAC
1.5% - 28
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 20AUG27
1.5% - 29
STATE DEVELOPMENT LOAN 37067 TN 11FB33 7.31 FV RS 100
1.4% - 30
National Bank For Agriculture and Rural Development (17/03/2027) ** #
1.4% - 31
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
1.3% - 32
ADITYA BIRLA HOUSING FINANCE LIMITED SR E1 8.0956 NCD 22DC26 FVRS1LAC
1.2% - 33
RJ CORP LIMITED 7.25 NCD 08DC28 FVRS1LAC
1.2% - 34
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 307D CP 09JUN27
1.1% - 35
BHARTI TELECOM LIMITED SR XXVII 7.30 NCD 01DC27 FVRS1LAC
1.0% - 36
GODREJ SEEDS & GENETICS LIMITED SR 1 7.99 NCD 26DC28 FVRS1LAC
1.0% - 37
GODREJ SEEDS & GENETICS LIMITED SR 2 7.99 NCD 26MR29 FVRS1LAC
1.0% - 38
BHARTI TELECOM LIMITED SR XXVIII 7.40 NCD 01FB29 FVRS1LAC
1.0% - 39
STATE DEVELOPMENT LOAN 19830 MP 27SP27 7.46 FV RS 100
0.8% - 40
EMBASSY OFFICE PARKS REIT SR V TR B 7.05 NCD 18OT26 FVRS10LAC
0.8% - 41
REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC
0.8% - 42
CAN FIN HOMES LIMITED 8.25 NCD 21MY27 FVRS1LAC
0.8% - 43
KOTAK MAHINDRA PRIME LIMITED 7.9866 NCD 17SP27 FVRS10LAC
0.8% - 44
NEXUS SELECT TRUST SR II TR A 7.6937 NCD 28MY27 FVRS1LAC
0.8% - 45
VEDANTA LIMITED SR 1 9.40 NCD 20FB27 FVRS1LAC
0.8% - 46
VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LAC
0.8% - 47
HINDUJA LEYLAND FINANCE LIMITED SR II 8.40 NCD 06MY27 FVRS1LAC
0.8% - 48
PIRAMAL FINANCE LIMITED 9.15 NCD 17JU27 FVRS1LAC
0.8% - 49
MUTHOOT FINANCE LIMITED RR NCD 04SP29 FVRS1LAC
0.8% - 50
VEDANTA LTD.**
0.8% - 51
STATE DEVELOPMENT LOAN 34961 TN 11SP29 7.03 FV RS 100
0.8% - 52
POONAWALLA FINCORP LIMITED SR D1 8.0568 NCD 30OT28 FVRS1LAC
0.8% - 53
DLF CYBER CITY DEVELOPERS LTD 6.92 NCD 28JL28 FVRS1LAC
0.8% - 54
EMBASSY OFFICE PARKS REIT SR XV RR NCD 24JL35 FVRS1LAC
0.8% - 55
National Bank For Agriculture and Rural Development (04/02/2027) **
0.8% - 56
THE FEDERAL BANK LIMITED CD 09JUN27
0.8% - 57
BHARTI TELECOM LIMITED SR XIX 8.65 NCD 05NV27 FVRS1LAC
0.6% - 58
INDIA UNIVERSAL TRUST AL1 SERIES A2 PTC 25SEP24
0.6% - 59
LIQUID GOLD SERIES 9 SERIES A PTC 08MAY25
0.5% - 60
ADITYA BIRLA HOUSING FINANCE LIMITED SR K1 8.20 NCD 26FB27 FVRS1LAC
0.5% - 61
GODREJ SEEDS & GENETICS LIMITED SR 1 STRPP 7.68 NCD 28JN28 FVRS1LAC
0.4% - 62
GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LAC
0.4% - 63
GODREJ SEEDS & GENETICS LIMITED SR 3 STRPP 7.68 NCD 28JL28 FVRS1LAC
0.4% - 64
BAJAJ HOUSING FINANCE LIMITED 8.10 NCD 08JL27 FVRS1LAC
0.4% - 65
LIC HOUSING FINANCE LTD TR 442 7.9265 NCD 14JL27 FVRS1LAC
0.4% - 66
BAJAJ FINANCE LIMITED 8.12 NCD 10SP27 FVRS1LAC
0.4% - 67
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC
0.4% - 68
EMBASSY OFFICE PARKS REIT SR XI 7.96 NCD 27SP27 FVRS1LAC
0.4% - 69
PNB HOUSING FINANCE LIMITED SR LXV 8.15 NCD 29JL27 FVRS1LAC
0.4% - 70
GOLDMAN SACHS (INDIA) FINANCE PRIVATE LIMITED SR II 8.07 NCD 20MR28 FVRS1LAC
0.4% - 71
BAJAJ FINANCE LIMITED 7.3763 NCD 26JU28 FVRS1LAC
0.4% - 72
EMBASSY OFFICE PARKS REIT SR XIII A 7.21 NCD 17MR28 FVRS1LAC
0.4% - 73
HDFC BANK LIMITED CD 22JAN27
0.4% - 74
CANARA BANK CD 28JAN27
0.4% - 75
TATA CAPITAL HOUSING FINANCE LIMITED SR E 7.30 NCD 11FB28 FVRS1LAC
0.4% - 76
PUNJAB NATIONAL BANK CD 12MAR27
0.4% - 77
BANK OF BARODA CD 11MAR27
0.4% - 78
CANARA BANK CD 11MAR27
0.4% - 79
BAJAJ FINANCE LIMITED 365D CP 03FEB27
0.4% - 80
DHRUVA XXII SERIES A1 PTC 29AUG24
0.4% - 81
Others Class A2 AIF
0.3% - 82
LIQUID GOLD SERIES 14 SERIES A PTC 29SEP25
0.3% - 83
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027
0.3% - 84
PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST)**
0.3% - 85
MINDSPACE BUSINESS PARKS REIT SR NCD7 8.03 NCD 10DC26 FVRS1LAC
0.2% - 86
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AF2023 STRPP2 8.25 NCD 28MR28 FVRS1LAC
0.2% - 87
EMBASSY OFFICE PARKS REIT SR VI 7.35 NCD 05AP27 FVRS10LAC
0.2% - 88
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 11JUN27
0.2% - 89
NOMURA CAPITAL (INDIA) PVT. LTD. SR 04B/2024 8.45 NCD 01MR27 FVRS1LAC
0.2% - 90
8.20% RJ Corp Ltd. (24/09/2029) **
0.1% - 91
SANSAR JUNE 2024 TRUST SERIES A1 PTC 03JUL24
0.1% - 92
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC
0.1% - 93
AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LAC
0.1% - 94
AXIS BANK LIMITED CD 13JAN27
0.1% - 95
ADITYA BIRLA CAPITAL LIMITED 363D CP 09FEB27
0.1% - 96
EMBASSY OFFICE PARKS REIT SR XIV 6.9650 NCD 19MR27 FVRS1LAC
0.1% - 97
GODREJ SEEDS & GENETICS LIMITED SR 4 STRPP 7.68 NCD 27OT28 FVRS1LAC
0.1% - 98
BAJAJ HOUSING FINANCE LIMITED 8.04 NCD 18JN27 FVRS1LAC
0.0% - 99
BANK OF BARODA CD 11DEC26
0.0% - 100
EXPORT IMPORT BANK OF INDIA CD 01MAR27
0.0% - 101
STATE DEVELOPMENT LOAN 37139 TN 25FB29 6.54 FV RS 100
0.0% - 102
CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100
0.0% - 103
ADITYA BIRLA FINANCE LIMITED SR I 8 LOA 09OT26 FVRS1000
0.0% - 104
TATA CAPITAL LIMITED SR B STRPP-I 7.905 NCD 03DC26 FVRS1LAC
0.0% - 105
Net Payables
-0.7%
What does it cost?
0.41% a year: ₹41 on every ₹10,000 you hold.
The middle fee for Low Duration direct plans is 0.31%.
Exit load: None
How has it done?
- 1 year
- +5.8%
- 3 years, per year
- +7.4%
- 5 years, per year
- +6.7%
Worst fall so far: −1.5% (Mar 2020 to Mar 2020).
Against other Low Duration funds: out of 106 three-year stretches, it finished above the middle Low Duration fund in 106.
In Jan–Apr 2020 alone it fell 1.5%; the middle fund fell 1.4%.
Past prices are not a forecast of anything.
Events
- 1 October 2026Fee changed from 0.41% to 0.41% a year.
- 29 September 2026New portfolio published: holdings as at 29 September 2026.
- 18 September 2026Fee moved between 0.40% and 0.45% a year (30 changes, 17 Feb 2022 – 18 Sep 2026).
Sources and dates
- Holdings
- Groww's page for this fund, month-end 29 September 2026
- Prices
- AMFI via mfapi.in, to 11 November 2026
- Fee
- Groww, from 1 October 2026
- Company sizes
- SEBI's rank by full market value, 25 September 2026