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Nippon IndiaRetirement Fund Income Generation Scheme

Mutual fund
Direct · Growth: other plans of this fund

Same portfolio. Regular plans include a distributor’s fee.

· AMFI 133569

₹23.56

+1.4%over 1 year

Price of one unit (NAV) on 11 November 2026

NAV went from ₹23.23 on 11 November 2025 to ₹23.56 on 11 November 2026.

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund
Conservative Hybrid
Yearly fee
0.98%
Since 30 September 2026
Fund size
₹138 crore
Started
11 February 2015
Exit load
None
Compared against
CRISIL Hybrid 85+15 Conservative Index
Plan
Direct · Growth
Companies held
21
31 lines in all
Holdings as at
29 September 2026

What does it hold?

Company size

  • Large
  • Mid
  • Small
  • Cash, bonds, abroad
  • Nippon IndiaRetirement Fund Income Generation Scheme

Industries

  • Financial8%
  • Consumer Discretionary3%
  • Energy & Utilities3%
  • Industrials2%
  • Technology2%
  • Materials0%
  • Healthcare0%

Top companies

10 of 21 companies · holdings as at 29 September 2026

  1. 1

    ICICI Bank Ltd

    LargeFinancial

    2.9%
  2. 2

    State Bank of India

    LargeFinancial

    2.1%
  3. 3

    Reliance Industries Ltd

    LargeEnergy & Utilities

    1.5%
  4. 4

    HDFC Bank Ltd

    LargeFinancial

    1.5%
  5. 5

    Larsen & Toubro Ltd

    LargeIndustrials

    1.3%
  6. 6

    Axis Bank Ltd

    LargeFinancial

    1.1%
  7. 7

    Samvardhana Motherson International Ltd

    LargeConsumer Discretionary

    1.1%
  8. 8

    NTPC Ltd

    LargeEnergy & Utilities

    1.1%
  9. 9

    Zomato Ltd

    LargeTechnology

    1.0%
  10. 10

    Mahindra & Mahindra Ltd

    LargeConsumer Discretionary

    0.8%
Show all 21
  1. 11

    Dixon Technologies (India) Ltd

    MidConsumer Discretionary

    0.7%
  2. 12

    Cummins India Ltd

    LargeIndustrials

    0.7%
  3. 13

    Infosys Ltd

    LargeTechnology

    0.7%
  4. 14

    Tata Consultancy Services Ltd

    LargeTechnology

    0.4%
  5. 15

    Mishra Dhatu Nigam Ltd

    SmallMaterials

    0.4%
  6. 16

    SBI Life Insurance Company Ltd

    LargeFinancial

    0.4%
  7. 17

    Crompton Greaves Consumer Electricals Ltd

    SmallConsumer Discretionary

    0.3%
  8. 18

    Kaynes Technology India Ltd

    SmallIndustrials

    0.3%
  9. 19

    Sun Pharmaceutical Industries Ltd

    LargeHealthcare

    0.3%
  10. 20

    Tube Investments Of India Ltd

    MidConsumer Discretionary

    0.2%
  11. 21

    Apollo Hospitals Enterprise Ltd

    LargeHealthcare

    0.2%

What does it cost?

0.98% a year: ₹98 on every ₹10,000 you hold.

The middle fee for Conservative Hybrid direct plans is 0.98%.

Exit load: None

How has it done?

1 year
+1.4%
3 years, per year
+7.4%
5 years, per year
+6.3%

Worst fall so far: −7.4% (Nov 2021 to Jun 2022).

Against other Conservative Hybrid funds: out of 106 three-year stretches, it finished above the middle Conservative Hybrid fund in 37.

In Jan–Apr 2020 alone it fell 6.8%; the middle fund fell 11.4%.

Past prices are not a forecast of anything.

Events

  1. 29 September 2026New portfolio published: holdings as at 29 September 2026.
  2. 15 July 2026Fee moved between 0.97% and 1.00% a year (4 changes, 5 Apr 2025 – 15 Jul 2026).
  3. 3 April 2025Fee changed from 0.91% to 0.98% a year.
  4. 13 March 2025Fee changed from 0.97% to 0.91% a year.
  5. 21 January 2025Fee moved between 0.97% and 1.02% a year (2 changes, 23 Dec 2024 – 21 Jan 2025).
Show all 21
  1. 7 November 2024Fee moved between 1.02% and 1.06% a year (3 changes, 7 May – 7 Nov 2024).
  2. 1 April 2024Fee changed from 1.37% to 1.04% a year.
  3. 15 March 2024Fee changed from 1.32% to 1.37% a year.
  4. 26 February 2024Fee changed from 1.22% to 1.32% a year.
  5. 29 January 2024Fee changed from 1.05% to 1.22% a year.
  6. 15 January 2024Fee moved between 1.04% and 1.05% a year (2 changes, 20 Oct 2023 – 15 Jan 2024).
  7. 22 May 2023Fee changed from 0.87% to 1.05% a year.
  8. 12 April 2023Fee changed from 0.74% to 0.87% a year.
  9. 3 April 2023Fee changed from 0.76% to 0.74% a year.
  10. 16 March 2023Fee changed from 0.85% to 0.76% a year.
  11. 10 February 2023Fee changed from 1.07% to 0.85% a year.
  12. 9 January 2023Fee changed from 1.23% to 1.07% a year.
  13. 4 August 2022Fee changed from 1.24% to 1.23% a year.
  14. 9 May 2022Fee changed from 0.07% to 1.24% a year.
  15. 23 March 2022Fee changed from 1.24% to 0.07% a year.
  16. 13 March 2022Fee changed from 1.25% to 1.24% a year.

Related

Other plans of this fund

Same portfolio, different plan.

All 31 Conservative Hybrid funds, A to Z →

Sources and dates

Holdings
Groww's page for this fund, month-end 29 September 2026
Prices
AMFI via mfapi.in, to 11 November 2026
Fee
Groww, from 30 September 2026
Company sizes
SEBI's rank by full market value, 25 September 2026