HDFC Banking and PSU Debt Fund

Mutual fund

Direct · Growth

Same portfolio. Regular plans include a distributor’s fee.

Regular · Growth0.72% a year

· AMFI 128629

₹25.57

+4.0%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Banking and PSU
Yearly fee: 0.35%; Since 30 September 2026
Fund size: ₹5,055 crore
Started: 26 March 2014
Exit load: None
Compared against: Nifty Banking & PSU Debt Index A-II
Plan: Direct · Growth
Holds: 104 lines, no company shares; 104 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 95.5% · cash 4.5% · holdings as at 29 September 2026

1
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 178 7.46 BD 18JU29 FVRS1LAC
5.4%
2
Net Current Assets
3.1%
3
BAJAJ HOUSING FINANCE LIMITED 8.10 NCD 08JL27 FVRS1LAC
3.0%
4
REC LIMITED SR 216A 7.55 BD 31MR28 FVRS10LAC
3.0%
5
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 175 7.57 BD 18AP29 FVRS1LAC
3.0%
6
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SERIES V 8.41 LOA 15MR29 FVRS10LAC
2.5%
7
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC
2.5%
8
POWER FINANCE CORPORATION LTD. SR 223 7.64 BD 22FB33 FVRS1LAC
2.4%
9
PUNJAB NATIONAL BANK SR III 7.34 BD 14FB35 FVRS1LAC
2.4%
10
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LAC
2.0%

Show all 104

11
LIC HOUSING FINANCE LIMITED TR 434 OP I 7.70 LOA 16MY28 FVRS10LAC
2.0%
12
BAJAJ HOUSING FINANCE LIMITED 8.05 NCD 08MY29 FVRS1LAC
2.0%
13
UNION BANK OF INDIA CD 19JAN27
1.9%
14
UCO BANK CD 15JUN27
1.7%
15
POWER GRID CORPORATION OF INDIA LIMITED SR LXXIV 7.70 BD 12OT33 FVRS1LAC
1.6%
16
CENTRAL GOVERNMENT LOAN 30734 GOI 15DC35 6.67 FV RS 100
1.5%
17
RURAL ELECTRIFICATION CORPORATION LIMITED SR GOI-IV 8.70 BD 28SP28 FVRS10LAC
1.5%
18
NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC
1.5%
19
SMFG INDIA CREDIT COMPANY LIMITED SR 109 OP I 8.30 NCD 30JU27 FVRS1LAC
1.5%
20
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC
1.5%
21
HDFC BANK LIMITED SR US002 7.80 NCD 03MY33 FVRS1LAC
1.5%
22
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC
1.5%
23
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR E 7.29 NCD 12FB35 FVRS1LAC
1.4%
24
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25
1.4%
25
Repo
1.3%
26
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR F24 7.68 BD 30AP29 FVRS1LAC
1.2%
27
HDFC Bank Ltd SR AA013 Bonds 7.79 24/11/2032
1.2%
28
REC LIMITED SR GOI-VII 8.60 BD 08MR29 FVRS10LAC
1.1%
29
GOI Sec 7.18 14/08/2033
1.1%
30
RURAL ELECTRIFICATION CORPORATION LIMITED SERIES 168 8.56 NCD 29NV28 FVRS10LAC
1.0%
31
REC LIMITED SR GOI-VI 8.80 BD 22JN29 FVRS10LAC
1.0%
32
National Bank for Agriculture & Rural Development (GoI Serviced) **
1.0%
33
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.79 BD 19AP27 FVRS1LAC
1.0%
34
STATE DEVELOPMENT LOAN 33844 GUJ 17JN33 7.64 FV RS 100
1.0%
35
EXPORT IMPORT BANK OF INDIA SR Z01 7.45 BD 12AP28 FVRS1LAC
1.0%
36
PIPELINE INFRASTRUCTURE LIMITED SR 3 7.96 NCD 11MR29 FVRS1LAC
1.0%
37
HDFC BANK LIMITED SR AA010 7.80 NCD 06SP32 FVRS10LAC
1.0%
38
NATIONAL HOUSING BANK 7.51 BD 04AP31 FVRS1LAC
1.0%
39
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC
1.0%
40
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
1.0%
41
STATE DEVELOPMENT LOAN 37421 TN 06MY36 7.73 FV RS 100
1.0%
42
BAJAJ HOUSING FINANCE LIMITED 7.83 NCD 18MY29 FVRS1LAC
1.0%
43
REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC
1.0%
44
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 179 7.44 BD 13JU34 FVRS1LAC
1.0%
45
POWER FINANCE CORPORATION LIMITED SR 246B 7.38 BD 15JN32 FVRS1LAC
1.0%
46
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 6.66 BD 25OT28 FVRS1LAC
1.0%
47
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 6.74 BD 10JN29 FVRS1LAC
1.0%
48
BANK OF BARODA CD 02FEB27
1.0%
49
MAHANAGAR TELEPHONE NIGAM LIMITED. SR V/2020 7.05 LOA 110T30 FVRS10LAC
0.9%
50
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25
0.9%
51
POWER GRID CORPORATION OF INDIA LIMITED SR LXXVII 7.55 BD 23AP34 FVRS1LAC
0.8%
52
MAHANAGAR TELEPHONE NIGAM LIMITED. SR VI-2020 6.85 LOA 20DC30 FVRS10LAC
0.8%
53
RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LAC
0.7%
54
STATE BANK OF INDIA SR 2 7.33 BD 20SP39 FVRS1CR
0.7%
55
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
0.6%
56
STATE DEVELOPMENT LOAN 33845 GUJ 17JN34 7.64 FV RS 100
0.6%
57
BANK OF BARODA SR XXV 7.75 BD 21DC33 FVRS1CR
0.6%
58
TOYOTA FINANCIAL SERVICES INDIA LIMITED SR S52 7.6950 NCD 13JU28 FVRS1LAC
0.5%
59
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 192 BD 01DC35 FVRS1LAC
0.5%
60
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 129 8.45 LOA 04DC28 FVRS10LAC
0.5%
61
LIC HOUSING FINANCE LIMITED TRANCHE 382 8.7 LOA 23MR29 FVRS10LAC
0.5%
62
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24C 7.83 BD 30DC26 FVRS1LAC
0.5%
63
PIPELINE INFRASTRUCTURE LIMITED SR 1 7.96 NCD 11MR27 FVRS1LAC
0.5%
64
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR PC1POB1 7.43 LOA 31JN30 FVRS10LAC
0.5%
65
MAHANAGAR TELEPHONE NIGAM LIMITED. SR VIIA 8 LOA 15NV32 FVRS10LAC
0.5%
66
HDFC BANK LIMITED SR 2 7.86 BD 02DC32 FVRS1CR
0.5%
67
POWER FINANCE CORPORATION LTD. SR BS225B STRPP 2 7.82 BD 13MR31 FVRS1LAC
0.5%
68
HDFC BANK LIMITED SR AB002 7.97 NCD 17FB33 FVRS1LAC
0.5%
69
STATE DEVELOPMENT LOAN 33876 GUJ 24JN33 7.63 FV RS 100
0.5%
70
REC LIMITED SR 233 7.53 BD 31MY34 FVRS1LAC
0.5%
71
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25B 7.64 BD 06DC29 FVRS1LAC
0.5%
72
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.51 BD 12JU28 FVRS1LAC
0.5%
73
INDIAN OIL CORPORATION LIMITED SR XXVII 7.25 NCD 06JN30 FVRS1LAC
0.5%
74
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC
0.5%
75
POONAWALLA FINCORP LIMITED SR A2 7.70 NCD 21AP28 FVRS1LAC
0.5%
76
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC
0.5%
77
KOTAK MAHINDRA BANK LIMITED CD 08JAN27
0.5%
78
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26D 7.01 BD 16MR29 FVRS1LAC
0.5%
79
Union Bank of India CD
0.5%
80
REC LIMITED SR 201B 6.90 BD 31MR31 FVRS10LAC
0.5%
81
STATE BANK OF INDIA SR I 6.80 BD 21AG35 FVRS10LAC
0.5%
82
NATIONAL HOUSING BANK 7.35 BD 02JN32 FVRS1LAC
0.5%
83
ALTIUS TELECOM INFRASTRUCTURE TRUST 7.45 NCD 20AP35 FVRS1LAC
0.5%
84
Union Bank of India (10/02/2027) #
0.5%
85
STATE DEVELOPMENT LOAN 33877 GUJ 24JN34 7.63 FV RS 100
0.4%
86
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.22 BD 10AP29 FVRS1LAC
0.4%
87
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
0.4%
88
Others Class A2 AIF
0.4%
89
BAJAJ FINANCE LIMITED 7.57 NCD 03AP30 FVRS1LAC
0.3%
90
STATE DEVELOPMENT LOAN 37672 TN 15JL34 7.39 FV RS 100
0.3%
91
STATE DEVELOPMENT LOAN 36384 AP 03SP37 7.63 FV RS 100
0.2%
92
STATE DEVELOPMENT LOAN 36558 MP 01OT45 7.48 FV RS 100
0.2%
93
STATE DEVELOPMENT LOAN 36634 MH 23OT36 7.2 FV RS 100
0.2%
94
STATE DEVELOPMENT LOAN 37119 BH 25FB41 7.72 FV RS 100
0.2%
95
STATE DEVELOPMENT LOAN 37493 GUJ 10JU37 7.63 FV RS 100
0.2%
96
STATE DEVELOPMENT LOAN 36381 AP 03SP33 7.48 FV RS 100
0.1%
97
STATE DEVELOPMENT LOAN 36383 AP 03SP36 7.62 FV RS 100
0.1%
98
STATE DEVELOPMENT LOAN 36382 AP 03SP34 7.48 FV RS 100
0.1%
99
INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 136 7.95 LOA 12JU29 FVRS10LAC
0.1%
100
STATE DEVELOPMENT LOAN 33896 MH 31JN35 7.63 FV RS 100
0.1%
101
STATE DEVELOPMENT LOAN 37125 HAR 25FB41 7.67 FV RS 100
0.1%
102
BAJAJ FINANCE LIMITED 7.55 NCD 03AP35 FVRS1LAC
0.1%
103
STATE DEVELOPMENT LOAN 36527 GUJ 24SP32 7.07 FV RS 100
0.1%
104
STATE DEVELOPMENT LOAN 36071 HAR 11JU39 7.03 FV RS 100
0.0%

What does it cost?

0.35% a year: ₹35 on every ₹10,000 you hold.

The middle fee for Banking and PSU direct plans is 0.35%.

Exit load: None

How has it done?

1 year: +4.0%
3 years, per year: +7.0%
5 years, per year: +6.2%

Worst fall so far: −3.1% (Mar 2020 to Mar 2020).

Against other Banking and PSU funds: out of 117 three-year stretches, it finished above the middle Banking and PSU fund in 93.

In Jan–Apr 2020 alone it fell 3.1%; the middle fund fell 3.0%.

Past prices are not a forecast of anything.

Events

29 September 2026New portfolio published: holdings as at 29 September 2026.
30 May 2026Fee moved between 0.35% and 0.39% a year (10 changes, 4 May 2022 – 30 May 2026).

Sources and dates

Holdings: Groww's page for this fund, month-end 29 September 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 30 September 2026
Company sizes: SEBI's rank by full market value, 25 September 2026