ICICI Prudential Credit Risk Fund
Direct · Growth
· AMFI 120711
₹38.97
+7.1%over 1 year
Price of one unit (NAV) on 11 November 2026
NAV went from ₹36.39 on 11 November 2025 to ₹38.97 on 11 November 2026.
Past prices are not a forecast of anything.
Ask about this fund
Overview
- Kind of fund
- Credit Risk
- Yearly fee
- 0.80%
- Since 30 September 2026
- Fund size
- ₹6,320 crore
- Started
- 1 January 2013
- Exit load
- 1% if units in excess of 10% are sold or switched-out within 1 year
- Compared against
- CRISIL Credit Risk Debt B-II Index
- Plan
- Direct · Growth
- Holds
- 102 lines, no company shares
- 102 lines in all
- Holdings as at
- 29 September 2026
What does it hold?
Bonds and money market 94.0% · REITs and InvITs 9.1% · cash -3.1% · holdings as at 29 September 2026
- 1
Others IRS
7.5% - 2
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
4.4% - 3
GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100
3.4% - 4
Embassy Office Parks REIT
3.3% - 5
ADANI ENTERPRISES LIMITED 8.70 NCD 24MR28 FVRS1LAC
3.2% - 6
TRUHOME FINANCE LIMITED SR 41 RR NCD 25JU29 FVRS1LAC
3.2% - 7
BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LIMITED SR I 10.81 NCD 31JN28 FVRS1LAC
2.9% - 8
VEDANTA LIMITED SR 1 9.40 NCD 20FB27 FVRS1LAC
2.8% - 9
NIRMA LIMITED SR VII TR C 8.50 NCD 07AP27 FVRS1LAC
2.4% - 10
AAVAS FINANCIERS LIMITED RR NCD 30JL29 FVRS1LAC
2.4%
Show all 102
- 11
ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LAC
2.4% - 12
HIRANANDANI FINANCIAL SERVICES PRIVATE LIMITED RR NCD 08MY29 FVRS1LAC
2.3% - 13
Repo
2.3% - 14
KEYSTONE REALTORS LIMITED 9.5 NCD 29SP28 FVRS1LAC
2.2% - 15
Bharat Highways InvIT
2.1% - 16
NUVAMA WEALTH FINANCE LIMITED SR NWFL2027NCD03 9.15 NCD 26JU28 FVRS1LAC
2.0% - 17
SIS LIMITED 8.50 NCD 26MR28 FVRS1LAC
2.0% - 18
INDOSTAR CAPITAL FINANCE LIMITED SR XXV2027 9.60 NCD 26FB27 FVRS1LAC
1.6% - 19
JM FINANCIAL HOME LOANS LIMITED TR P 8.8606 NCD 30OT26 FVRS1LAC
1.6% - 20
LODHA DEVELOPERS LIMITED RR NCD 15FB30 FVRS1LAC
1.6% - 21
NUVAMA WEALTH AND INVESTMENT LIMITED SR NWIL082501A 9 NCD 22JU27 FVRS1LAC
1.6% - 22
NARAYANA HRUDAYALAYA LIMITED 8.40 NCD 15FB30 FVRS1LAC
1.6% - 23
KALPATARU PROJECTS INTERNATIONAL LIMITED 8.32 NCD 12NV27 FVRS1LAC
1.6% - 24
360 ONE PRIME LIMITED 8.80 NCD 22JU28 FVRS1LAC
1.6% - 25
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC
1.6% - 26
ADANI AIRPORT HOLDINGS LIMITED 8.45 NCD 12FB29 FVRS1LAC
1.6% - 27
KOGTA FINANCIAL (INDIA) LIMITED 9.75 NCD 27MR27 FVRS1LAC
1.5% - 28
Capital Infra Trust
1.4% - 29
MACROTECH DEVELOPERS LIMITED 8.14 NCD 05JU28 FVRS1LAC
1.3% - 30
VEDANTA LIMITED SR I 9.31 NCD 03DC27 FVRS1LAC
1.2% - 31
KOGTA FINANCIAL (INDIA) LIMITED 9.45 NCD 24MR28 FVRS1LAC
1.2% - 32
GODREJ SEEDS & GENETICS LIMITED SR 2 7.99 NCD 26MR29 FVRS1LAC
1.2% - 33
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 6.74 BD 10JN29 FVRS1LAC
1.2% - 34
PRISM JOHNSON LIMITED SR 2 8.60 NCD 05JL29 FVRS1LAC
1.1% - 35
ASHIANA HOUSING LIMITED 9.95 NCD 11MY29 FVRS1LAC
1.0% - 36
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
0.9% - 37
AADHARSHILA INFRATECH PRIVATE LIMITED RR NCD 26FB29 FVRS1LAC
0.9% - 38
INDOSTAR CAPITAL FINANCE LIMITED SR XVIII TR3 9.95 NCD 28NV26 FVRS1LAC
0.8% - 39
MACROTECH DEVELOPERS LIMITED 8.60 NCD 10DC27 FVRS1LAC
0.8% - 40
CREAMLINE DAIRY PRODUCTS LIMITED 8.65 NCD 23OT26 FVRS1LAC
0.8% - 41
NARAYANA HRUDAYALAYA LIMITED 8.25 NCD 19MR29 FVRS1LAC
0.8% - 42
360 ONE PRIME LIMITED 8.75 NCD 17SP27 FVRS1LAC
0.8% - 43
POWER FINANCE CORPORATION LIMITED SR 248B 7.45 NCD 15JL28 FVRS1LAC
0.8% - 44
OBEROI REALTY LIMITED SR 3 8.05 NCD 24OT28 FVRS1LAC
0.8% - 45
TATA HOUSING DEVELOPMENT COMPANY LIMITED SR I 7.51 NCD 08DC28 FVRS1LAC
0.8% - 46
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 27A 7.16 BD 14DC29 FVRS1LAC
0.8% - 47
HAMPI EXPRESSWAYS PRIVATE LIMITED SR I RR NCD 16FB39 FVRS1LAC
0.8% - 48
STATE DEVELOPMENT LOAN 36421 MH 10SP34 7.24 FV RS 100
0.8% - 49
STATE DEVELOPMENT LOAN 36533 TN 24SP35 7.26 FV RS 100
0.8% - 50
APTUS VALUE HOUSING FINANCE INDIA LIMITED 8.75 RR NCD 30DC29 FVRS1LAC
0.8% - 51
STATE DEVELOPMENT LOAN 36705 UP 12NV36 7.24 FV RS 100
0.8% - 52
Cube Highways Trust
0.7% - 53
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
0.7% - 54
Mindspace Business Parks Ltd.
0.7% - 55
MAHANAGAR TELEPHONE NIGAM LIMITED. SR V/2020 7.05 LOA 110T30 FVRS10LAC
0.6% - 56
STATE DEVELOPMENT LOAN 36420 MH 10SP33 7.18 FV RS 100
0.6% - 57
Raajmarg Infra Investment Trust
0.6% - 58
BAHADUR CHAND INVESTMENTS PRIVATE LIMITED SR B 9.25 NCD 28AG28 FVRS1LAC
0.6% - 59
BAHADUR CHAND INVESTMENTS PRIVATE LIMITED SR A 9.25 NCD 01MR28 FVRS1LAC
0.6% - 60
STATE DEVELOPMENT LOAN 36720 RAJ 19NV37 7.29 FV RS 100
0.5% - 61
INDOSTAR CAPITAL FINANCE LIMITED SR XXII2027 10.10 NCD 16AP27 FVRS1LAC
0.5% - 62
AADHARSHILA INFRATECH PRIVATE LIMITED RR NCD 31MR31 FVRS1LAC
0.5% - 63
ADANI CAPITAL PRIVATE LIMITED SR B 9.75 NCD 18FB27 FVRS1LAC
0.4% - 64
ADANI CAPITAL PRIVATE LIMITED SR A 9.75 NCD 18MR27 FVRS1LAC
0.4% - 65
Brookfield India Real Estate Trust REIT
0.4% - 66
360 ONE PRIME LIMITED RR NCD 25JL28 FVRS1LAC
0.4% - 67
ADANI ENTERPRISES LIMITED SR IV 9.65 NCD 12SP27 FVRS1000
0.4% - 68
TATA PROJECTS LIMITED SR V 8.60 NCD 07FB31 FVRS1LAC
0.4% - 69
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC
0.4% - 70
STATE DEVELOPMENT LOAN 33893 GUJ 31JN33 7.6 FV RS 100
0.4% - 71
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC
0.4% - 72
GODREJ SEEDS & GENETICS LIMITED SR 1 7.99 NCD 26DC28 FVRS1LAC
0.4% - 73
REC LIMITED SR 257 TR A 7.28 BD 31AG29 FVRS1LAC
0.4% - 74
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26D 7.01 BD 16MR29 FVRS1LAC
0.4% - 75
STATE DEVELOPMENT LOAN 37646 CHT 08JL35 7.40 FV RS 100
0.4% - 76
Others Class A2 AIF
0.4% - 77
STATE DEVELOPMENT LOAN 36699 MH 12NV37 7.25 FV RS 100
0.4% - 78
GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100
0.3% - 79
GODREJ SEEDS & GENETICS LIMITED SR 1 STRPP 7.68 NCD 28JN28 FVRS1LAC
0.3% - 80
SHEELA FOAM LIMITED STRPP IV 8.45 NCD 06OT26 FVRS1LAC
0.3% - 81
STATE DEVELOPMENT LOAN 36750 TLG 26NV38 7.34 FV RS 100
0.3% - 82
TVS CREDIT SERVICES LIMITED 8.85 LOA 02JU27 FVRS1CR
0.3% - 83
STATE DEVELOPMENT LOAN 36860 RAJ 24DC35 7.54 FV RS 100
0.3% - 84
STATE DEVELOPMENT LOAN 35533 MH 05FB39 7.14 FV RS 100
0.3% - 85
STATE DEVELOPMENT LOAN 36746 RAJ 26NV36 7.24 FV RS 100
0.3% - 86
STATE DEVELOPMENT LOAN 36384 AP 03SP37 7.63 FV RS 100
0.3% - 87
STATE DEVELOPMENT LOAN 35532 MH 05FB38 7.12 FV RS 100
0.2% - 88
AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LAC
0.2% - 89
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC
0.2% - 90
STATE DEVELOPMENT LOAN 36561 RAJ 01OT38 7.46 FV RS 100
0.2% - 91
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
0.2% - 92
STATE DEVELOPMENT LOAN 35581 KAR 20AG34 7.13 FV RS 100
0.2% - 93
GODREJ SEEDS & GENETICS LIMITED SR 3 STRPP 7.68 NCD 28JL28 FVRS1LAC
0.1% - 94
GODREJ SEEDS & GENETICS LIMITED SR 4 STRPP 7.68 NCD 27OT28 FVRS1LAC
0.1% - 95
GODREJ SEEDS & GENETICS LIMITED SR 2 STRPP 7.68 NCD 28AP28 FVRS1LAC
0.1% - 96
STATE DEVELOPMENT LOAN 36531 MH 24SP36 7.27 FV RS 100
0.0% - 97
STATE DEVELOPMENT LOAN 35706 WB 12MR38 7.29 FV RS 100
0.0% - 98
STATE DEVELOPMENT LOAN 36784 UP 03DC36 7.36 FV RS 100
0.0% - 99
Indian Railway Finance Corporation Ltd Debenture 7.49 30/05/2027
0.0% - 100
STATE DEVELOPMENT LOAN 36510 TN 17SP33 7.19 FV RS 100
0.0% - 101
Nexus Select Trust
0.0% - 102
Net Payables
-5.4%
What does it cost?
0.80% a year: ₹80 on every ₹10,000 you hold.
The middle fee for Credit Risk direct plans is 0.80%.
Exit load: 1% if units in excess of 10% are sold or switched-out within 1 year
How has it done?
- 1 year
- +7.1%
- 3 years, per year
- +8.9%
- 5 years, per year
- +8.0%
Worst fall so far: −2.9% (Jun 2013 to Aug 2013).
Against other Credit Risk funds: out of 131 three-year stretches, it finished above the middle Credit Risk fund in 83.
In Jan–Apr 2020 alone it fell 2.1%; the middle fund fell 2.7%.
Past prices are not a forecast of anything.
Events
- 29 September 2026New portfolio published: holdings as at 29 September 2026.
- 6 August 2026Fee changed from 0.77% to 0.80% a year.
- 11 June 2026Fee moved between 0.73% and 0.78% a year (11 changes, 7 May – 11 Jun 2026).
- 1 May 2026Fee moved between 0.71% and 0.76% a year (3 changes, 1 Apr – 1 May 2026).
- 7 April 2025Fee moved between 0.76% and 0.77% a year (3 changes, 5 Sep 2024 – 7 Apr 2025).
Show all 9
- 14 May 2024Fee changed from 0.85% to 0.77% a year.
- 7 May 2024Fee moved between 0.84% and 0.88% a year (5 changes, 13 Feb – 7 May 2024).
- 29 September 2023Fee moved between 0.87% and 0.92% a year (7 changes, 14 Feb – 29 Sep 2023).
- 7 February 2023Fee moved between 0.85% and 0.88% a year (11 changes, 4 Feb 2022 – 7 Feb 2023).
Sources and dates
- Holdings
- Groww's page for this fund, month-end 29 September 2026
- Prices
- AMFI via mfapi.in, to 11 November 2026
- Fee
- Groww, from 30 September 2026
- Company sizes
- SEBI's rank by full market value, 25 September 2026