UTI Liquid

Mutual fund

Direct · Growth

· AMFI 120304

₹470.52

−89.3%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Liquid
Yearly fee: 0.15%; Since 30 September 2026
Fund size: ₹27,453 crore
Started: 1 January 2013
Exit load: 0.0070% if sold within 1 day, 0.0065% if sold within 2 days, 0.0060% if sold within 3 days, 0.0055% if sold within 4 days, 0.0050% if sold within 5 days, 0.0045% if sold within 6 days
Compared against: NIFTY Liquid Index A-I
Plan: Direct · Growth
Holds: 107 lines, no company shares; 107 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 95.3% · cash 4.4% · holdings as at 29 September 2026

1
GOVERNMENT OF INDIA 37846 091 DAYS TBILL 19NV26 FV RS 100
4.5%
2
Net Current Assets
4.4%
3
UCO BANK CD 04NOV26
3.4%
4
National Bank For Agriculture & Rural Development**
2.7%
5
Small Industries Development Bank Of India**
2.5%
6
HDFC Bank Ltd (04-Dec-2026) **
2.3%
7
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 09NOV26
2.2%
8
91 Days Treasury Bill 03-Dec-2026
2.0%
9
BANK OF INDIA CD RED 03-12-2026#**
2.0%
10
HDFC BANK LIMITED CD 04NOV26
1.8%

Show all 107

11
HDFC BANK LIMITED CD 06NOV26
1.8%
12
INDIAN BANK CD 09NOV26
1.8%
13
PUNJAB & SIND BANK CD 17NOV26
1.8%
14
CP BAJAJ FINANCE LTD.
1.8%
15
CD - KARUR VYSYA BANK LTD - 03/12/2026
1.8%
16
91 DTB (24-DEC-2026)
1.8%
17
Punjab & Sind Bank (22/12/2026) **
1.8%
18
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 10NOV26
1.7%
19
NTPC LIMITED 88D CP 09OCT26
1.6%
20
NTPC LIMITED 87D CP 06NOV26
1.4%
21
CAN FIN HOMES LIMITED 91D CP 11NOV26
1.4%
22
Bank of India 15-DEC-2026**#
1.4%
23
BAJAJ FINANCIAL SECURITIES LIMITED 113D CP 10DEC26
1.4%
24
UNION BANK OF INDIA CD 10DEC26
1.3%
25
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 06NOV26
1.3%
26
CENTRAL BANK OF INDIA CD 23NOV26
1.3%
27
GOVERNMENT OF INDIA 37436 182 DAYS TBILL 12NV26 FV RS 100
1.2%
28
CP CHENNAI PETROLEUM CORPORATION LIMITED
1.1%
29
Tata Communications Limited**
1.1%
30
CP SHAREKHAN LTD
1.1%
31
JSW Energy Ltd. (16/12/2026) **
1.1%
32
HSBC INVESTDIRECT FINANCIAL SERVICES (I)LTD 91D CP 23NOV26
1.0%
33
HDFC BANK LIMITED CD 16OCT26
0.9%
34
MAHINDRA RURAL HOUSING FINANCE LIMITED 182D CP 06NOV26
0.9%
35
HINDUSTAN PETROLEUM CORPORATION LIMITED 91D CP 13NOV26
0.9%
36
MUTHOOT FINCORP LIMITED 350D CP 04NOV26
0.9%
37
BAJAJ FINANCE LIMITED 91D CP 11NOV26
0.9%
38
HDFC SECURITIES LIMITED 91D CP 10NOV26
0.9%
39
HDFC SECURITIES LIMITED 91D CP 12NOV26
0.9%
40
THE KARUR VYSYA BANK LIMITED CD 16NOV26
0.9%
41
Canara Bank**
0.9%
42
91 DAYS TBILL RED 10-12-2026
0.9%
43
Godrej Finance Ltd. **
0.9%
44
National Bank For Agriculture and Rural Development (02/12/2026) **
0.9%
45
Aditya Birla Capital Limited**
0.9%
46
HDFC Bank Ltd.**
0.9%
47
ICICI HOME FINANCE COMPANY LIMITED 90D CP 02NOV26
0.7%
48
EXPORT IMPORT BANK OF INDIA 91D CP 04NOV26
0.7%
49
TVS CREDIT SERVICES LIMITED 91D CP 17NOV26
0.7%
50
MOTILAL OSWAL FINANCIAL SERVICES LIMITED 91D CP 17NOV26
0.7%
51
HERO FINCORP LIMITED 91D CP 17NOV26
0.7%
52
UNION BANK OF INDIA CD 30NOV26
0.7%
53
CP NUVOCO VISTAS CORPORATION LTD
0.7%
54
Kotak Securities Ltd.^
0.7%
55
Export-Import Bank Of India (10-Dec-2026) **
0.7%
56
Power Finance Corporation Ltd (09-Dec-2026) **
0.7%
57
Titan Company Limited (10/12/2026) **
0.7%
58
Reliance Industries Limited
0.7%
59
RELIANCE RETAIL VENTURES CP RED 11-12-26**
0.7%
60
Motilal Oswal Financial Services Ltd. (MD 02/12/2026)**
0.7%
61
MOTILAL OSWAL FIN SER 03-12-26**
0.7%
62
BIRLA GROUP HOLDING PRIVATE LIMITED**
0.7%
63
BIRLA GROUP HOLDINGS PRIVATE LIMITED 180D CP 18NOV26
0.6%
64
** - BAJAJ FINANCIAL SECURITIES LTD - CP - 01/12/2026
0.6%
65
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 10NOV26
0.5%
66
THE KARUR VYSYA BANK LIMITED CD 13NOV26
0.5%
67
ADITYA BIRLA CAPITAL LIMITED 91D CP 17NOV26
0.5%
68
ICICI Securities Limited (01/12/2026) **
0.5%
69
INDIAN BANK CD 10DEC26
0.5%
70
BAJAJ FINANCIAL SECURITIES LIMITED 90D CP 09NOV26
0.5%
71
AXIS BANK LIMITED CD 07DEC26
0.5%
72
HERO FINCORP LIMITED 90D CP 19OCT26
0.4%
73
Union Bank of India
0.4%
74
GIC HOUSING FINANCE LIMITED 91D CP 05NOV26
0.4%
75
NUVOCO VISTAS CORPORATION LIMITED 88D CP 06NOV26
0.4%
76
NU VISTA LIMITED 90D CP 05NOV26
0.4%
77
** - BPCL - CP - 13/11/2026
0.4%
78
TOYOTA FINANCIAL SERVICES INDIA LIMITED 91D CP 09NOV26
0.4%
79
INFINA FINANCE PRIVATE LIMITED 91D CP 13NOV26
0.4%
80
AADHAR HOUSING FINANCE LIMITED 91D CP 16NOV26
0.4%
81
SHAREKHAN LTD CP RED 19-11-2026**
0.4%
82
KOTAK SECURITIES LTD 91D CP 23NOV26
0.4%
83
AXIS SECURITIES LIMITED 91D CP 23NOV26
0.4%
84
Export Import Bank of India (04/12/2026) **
0.4%
85
Kotak Securities Limited (04/12/2026)**
0.4%
86
CP BARCLAYS INVESTMENTS AND LOANS INDIA PRIVATE LIMITED
0.4%
87
Redington Ltd.**
0.4%
88
CP HINDUJA LEYLAND FINANCE LTD.
0.4%
89
KOTAK MAHINDRA BANK LIMITED CD 21DEC26
0.4%
90
CP INDIA CEMENTS LTD.
0.4%
91
LIC HOUSING FINANCE LIMITED TR 417 OPT I 6.40 LOA 30NV26 FVRS10LAC
0.3%
92
Others Class A2 AIF
0.3%
93
HDFC BANK LIMITED CD 13NOV26
0.3%
94
GODREJ INDUSTRIES LIMITED 91D CP 13NOV26
0.3%
95
NUVAMA WEALTH AND INVESTMENT LIMITED 91D CP 06NOV26
0.3%
96
GODREJ INDUSTRIES LIMITED 91D CP 16NOV26
0.3%
97
GODREJ INDUSTRIES LIMITED 91D CP 17NOV26
0.3%
98
HSBC INVESTDIRECT FINANCIAL SERVICES (I)LTD 91D CP 18NOV26
0.3%
99
CANARA BANK CD 08DEC26
0.3%
100
HDFC BANK LIMITED CD 19OCT26
0.2%
101
INDIAN BANK CD 06NOV26
0.2%
102
CEAT LIMITED 91D CP 11NOV26
0.2%
103
AXIS BANK LIMITED CD 27NOV26
0.2%
104
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 04DEC26
0.2%
105
CP CEAT LTD.
0.2%
106
AU SMALL FINANCE BANK LIMITED CD 13NOV26
0.1%
107
Others CBLO
0.0%

What does it cost?

0.15% a year: ₹15 on every ₹10,000 you hold.

The middle fee for Liquid direct plans is 0.14%.

Exit load: 0.0070% if sold within 1 day, 0.0065% if sold within 2 days, 0.0060% if sold within 3 days, 0.0055% if sold within 4 days, 0.0050% if sold within 5 days, 0.0045% if sold within 6 days

How has it done?

1 year: −89.3%
3 years, per year: −50.4%
5 years, per year: −32.8%

Worst fall so far: −90.0% (Jun 2026 to Jun 2026).

Against other Liquid funds: out of 131 three-year stretches, it finished above the middle Liquid fund in 78.

In Jan–Apr 2020 alone it fell 0.3%; the middle fund fell 0.2%.