Kotak Short Term Fund
Direct · Growth: other plans of this fund
Same portfolio. Regular plans include a distributor’s fee.
· AMFI 119739
₹61.68
+4.8%over 1 year
Price of one unit (NAV) on 11 November 2026
NAV went from ₹58.88 on 11 November 2025 to ₹61.68 on 11 November 2026.
Past prices are not a forecast of anything.
Ask about this fund
Overview
- Kind of fund
- Short Duration
- Yearly fee
- 0.38%
- Since 1 October 2026
- Fund size
- ₹14,241 crore
- Started
- 1 January 2013
- Exit load
- None
- Compared against
- NIFTY SD Debt Index A-II
- Plan
- Direct · Growth
- Holds
- 98 lines, no company shares
- 98 lines in all
- Holdings as at
- 29 September 2026
What does it hold?
Bonds and money market 92.3% · cash 7.7% · holdings as at 29 September 2026
- 1
Repo
4.4% - 2
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
4.2% - 3
LIC HOUSING FINANCE LIMITED TR- 353 7.75 LOA 23NV27 FVRS10LAC
3.5% - 4
POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC
3.3% - 5
Net Current Assets
3.3% - 6
MINDSPACE BUSINESS PARKS REIT SR NCD16 6.9601 NCD 08DC28 FVRS1LAC
2.8% - 7
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.42 BD 12MR29 FVRS1LAC
2.8% - 8
BROOKFIELD INDIA REAL ESTATE TRUST RR NCD 20DC30 FVRS1LAC
2.8% - 9
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC
2.7% - 10
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC
2.7%
Show all 98
- 11
BAJAJ FINANCE LIMITED 8.12 NCD 10SP27 FVRS1LAC
2.5% - 12
BAJAJ FINANCE LIMITED 7.82% NCD 31JN34 FVRS1LAC
2.2% - 13
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.51 BD 12JU28 FVRS1LAC
2.1% - 14
KNOWLEDGE REALTY TRUST 7.2 NCD 26SP28 FVRS1LAC
2.1% - 15
BHARTI TELECOM LIMITED SR XXVIII 7.40 NCD 01FB29 FVRS1LAC
1.9% - 16
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR D 6.64 NCD 17JL28 FVRS1LAC
1.7% - 17
CUBE HIGHWAYS TRUST TR I 7.2503 NCD 25AP28 FVRS1LAC
1.7% - 18
7.71% GOI 18-May-2066
1.6% - 19
STATE DEVELOPMENT LOAN 37059 KAR 11AG35 7.55 FV RS 100
1.5% - 20
TOYOTA FINANCIAL SERVICES INDIA LIMITED SR S45 8.30 NCD 25JN27 FVRS1LAC
1.4% - 21
BAJAJ HOUSING FINANCE LIMITED 7.53 NCD 28SP29 FVRS1LAC
1.4% - 22
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 6.74 BD 10JN29 FVRS1LAC
1.4% - 23
EMBASSY OFFICE PARKS REIT SR XV RR NCD 24JL35 FVRS1LAC
1.4% - 24
REC LIMITED SR 249B 6.70 BD 31DC29 FVRS1LAC
1.4% - 25
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2026-3 6.67 BD 30MY30 FVRS1LAC
1.3% - 26
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 7.68 BD 10SP27 FVRS1LAC
1.3% - 27
India Universal Trust AL1 Sec. Debt 8.20 20/09/2030
1.3% - 28
REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC
1.2% - 29
POWER FINANCE CORPORATION LIMITED SR 251A 6.27 BD 15JL27 FVRS1LAC
1.2% - 30
SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25
1.1% - 31
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25
1.1% - 32
7.74% LIC HSG TR448 NCD 22-10-27**
1.1% - 33
LIC HOUSING FINANCE LTD TR 445 OP II 7.74 NCD 11FB28 FVRS1LAC
1.1% - 34
REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LAC
1.0% - 35
ADITYA BIRLA FINANCE LIMITED SR D1 7.97 NCD 13JL28 FVRS1LAC
1.0% - 36
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.47 BD 05SP29 FVRS1LAC
1.0% - 37
L&T METRO RAIL (HYDERABAD) LIMITED 7.55 NCD 28AP35 FVRS1LAC
1.0% - 38
POWER FINANCE CORPORATION LIMITED SR 251B 6.59 BD 15OT30 FVRS1LAC
1.0% - 39
INDIAN BANK CD 24MAY27
1.0% - 40
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
0.9% - 41
MINDSPACE BUSINESS PARKS REIT SR NCD17 7.1652 NCD 05MR29 FVRS1LAC
0.9% - 42
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AD2023 STRPP 2 8.25 NCD FVRS100000
0.9% - 43
STATE DEVELOPMENT LOAN 37060 KAR 11FB36 7.56 FV RS 100
0.8% - 44
SMFG INDIA CREDIT COMPANY LIMITED SR 109 OP I 8.30 NCD 30JU27 FVRS1LAC
0.7% - 45
MAHINDRA AND MAHINDRA FINANCIAL SERVICES LIMITED SR AC2026 RR NCD 18MY29 FVRS1LAC
0.7% - 46
HINDUSTAN ZINC LIMITED STRPP 3 7.75 NCD 20MR28 FVRS1AC
0.7% - 47
TATA CAPITAL LIMITED SR B RR NCD 21FB29 FVRS1LAC
0.7% - 48
TATA CAPITAL FINANCIAL SERVICES LIMITED SR N 7.95 NCD 08FB28 FVRS10LAC
0.7% - 49
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25B 7.64 BD 06DC29 FVRS1LAC
0.7% - 50
POONAWALLA FINCORP LIMITED SR A2 7.70 NCD 21AP28 FVRS1LAC
0.7% - 51
7.49% Embassy Off Park RE NCD Sr XVII (22/06/2029)
0.7% - 52
TATA CAPITAL HOUSING FINANCE LIMITED SR A 7.27 NCD 25AP28 FVRS1LAC
0.7% - 53
JIO FINANCE LIMITED SR 1 7.19 NCD 15MR28 FVRS1LAC
0.7% - 54
REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LAC
0.7% - 55
HIGHWAYS INFRASTRUCTURE TRUST SR V 6.95 NCD 26JU28 FVRS1LAC
0.7% - 56
AXIS BANK LIMITED CD 14JAN27
0.7% - 57
BAJAJ FINANCE LIMITED 7.07 NCD 21SP28 FVRS1LAC
0.7% - 58
CANARA BANK CD 02FEB27
0.7% - 59
ADITYA BIRLA CAPITAL LIMITED SR B1 7.4669 NCD 21NV29 FVRS1LAC
0.7% - 60
ONGC PETRO ADDITIONS LIMITED SR XIV 6.99 NCD 30OT30 FVRS1LAC
0.7% - 61
NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT SR NABFID2026-4 TR I 6.86 BD 13NV30 FVRS1LAC
0.7% - 62
STATE DEVELOPMENT LOAN 33896 MH 31JN35 7.63 FV RS 100
0.6% - 63
AXIS BANK LIMITED CD 12FEB27
0.6% - 64
BAJAJ HOUSING FINANCE LIMITED 7.98 NCD 18NV27 FVRS10LAC
0.6% - 65
BHARTI TELECOM LIMITED SR XXVI 7.45 NCD 15DC28 FVRS1LAC
0.5% - 66
PUNJAB NATIONAL BANK CD 28JAN27
0.5% - 67
BANK OF BARODA CD 04FEB27
0.5% - 68
STATE DEVELOPMENT LOAN 37129 KAR 25AG36 7.47 FV RS 100
0.5% - 69
REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LAC
0.5% - 70
INDIA UNIVERSAL TRUST AL1 SERIES A3 PTC 25SEP24
0.4% - 71
Others Class A2 AIF
0.4% - 72
HDFC BANK LIMITED SR U003 9 NCD 01NV28 FVRS10LAC
0.4% - 73
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LAC
0.4% - 74
REC LIMITED SERIES 188B 7.89 NCD 31MR30 FVRS10LAC
0.4% - 75
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC
0.4% - 76
LIC HOUSING FINANCE LIMITED TR 427 7.8 LOA 22DC27 FVRS10LAC
0.4% - 77
ADITYA BIRLA FINANCE LIMITED SR L1 7.9413 NCD 07AG28 FVRS1LAC
0.3% - 78
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.39 BD 21MR30 FVRS1LAC
0.3% - 79
BANK OF BARODA CD 25JAN27
0.3% - 80
HDFC Bank Limited (15/02/2027) ** #
0.3% - 81
STATE DEVELOPMENT LOAN 36510 TN 17SP33 7.19 FV RS 100
0.3% - 82
INDIGRID INFRASTRUCTURE TRUST SR AF 7.07 NCD 20JU30 FVRS1LAC
0.3% - 83
India Universal Trust AL1 Sec. Debt 8.09 21/11/2027
0.3% - 84
NOMURA CAPITAL (INDIA) PVT. LTD. SR 04A/2024 8.45 NCD 01SP27 FVRS1LAC
0.3% - 85
STATE DEVELOPMENT LOAN 36420 MH 10SP33 7.18 FV RS 100
0.2% - 86
HDFC BANK LIMITED SR U001 9.05 NCD 16OT28 FVRS10LAC
0.2% - 87
REC LIMITED SR 251 6.95 BD 18FB28 FVRS1LAC
0.2% - 88
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25D 7.40 BD 29AP30 FVRS1LAC
0.2% - 89
GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100
0.1% - 90
SANSAR JUNE 2024 TRUST SERIES A1 PTC 03JUL24
0.0% - 91
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25A 7.70 BD 30SP27 FVRS1LAC
0.0% - 92
PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST)**
0.0% - 93
6.99% TAMIL NADU SDL 26-MAR-31
0.0% - 94
STATE DEVELOPMENT LOAN 29901 TN 06JN31 6.53 FV RS 100
0.0% - 95
HDB FINANCIAL SERVICES LIMITED SR A 1 FX 183 7.65 NCD 10SP27 FVRS10LAC
0.0% - 96
STATE DEVELOPMENT LOAN 36509 TN 17SP32 7.15 FV RS 100
0.0% - 97
CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100
0.0% - 98
STATE DEVELOPMENT LOAN 29865 UP 30DC30 6.62 FV RS 100
0.0%
What does it cost?
0.38% a year: ₹38 on every ₹10,000 you hold.
The middle fee for Short Duration direct plans is 0.37%.
Exit load: None
How has it done?
- 1 year
- +4.8%
- 3 years, per year
- +7.3%
- 5 years, per year
- +6.5%
Worst fall so far: −3.1% (Jun 2013 to Aug 2013).
Against other Short Duration funds: out of 131 three-year stretches, it finished above the middle Short Duration fund in 107.
In Jan–Apr 2020 alone it fell 2.2%; the middle fund fell 2.4%.
Past prices are not a forecast of anything.
Events
- 1 October 2026Fee changed from 0.38% to 0.38% a year.
- 29 September 2026New portfolio published: holdings as at 29 September 2026.
- 9 September 2026Fee moved between 0.38% and 0.39% a year (8 changes, 1 Jun – 9 Sep 2026).
- 21 May 2026Fee changed from 0.47% to 0.39% a year.
- 20 May 2026Fee changed from 0.39% to 0.47% a year.
Show all 7
- 13 May 2026Fee moved between 0.35% and 0.40% a year (10 changes, 16 Feb 2023 – 13 May 2026).
- 7 August 2022Fee changed from 0.34% to 0.35% a year.
Sources and dates
- Holdings
- Groww's page for this fund, month-end 29 September 2026
- Prices
- AMFI via mfapi.in, to 11 November 2026
- Fee
- Groww, from 1 October 2026
- Company sizes
- SEBI's rank by full market value, 25 September 2026