HDFC Liquid

Mutual fund

Direct · Growth

Same portfolio. Regular plans include a distributor’s fee.

Regular · Growth0.30% a year

· AMFI 119091

₹5,633.43

+6.5%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Liquid
Yearly fee: 0.20%; Since 30 September 2026
Fund size: ₹71,323 crore
Started: 1 January 2013
Exit load: 0.0070% if sold within 1 day, 0.0065% if sold within 2 days, 0.0060% if sold within 3 days, 0.0055% if sold within 4 days, 0.0050% if sold within 5 days, 0.0045% if sold within 6 days
Compared against: CRISIL Liquid Debt A-I Index
Plan: Direct · Growth
Holds: 153 lines, no company shares; 153 lines in all
Holdings as at: 30 August 2026

What does it hold?

Bonds and money market 97.7% · cash 1.2% · holdings as at 30 August 2026

1
GOI Sec 6.97 06/09/2026
5.4%
2
RELIANCE RETAIL VENTURES LIMITED 91D CP 21SEP26
2.8%
3
GOVERNMENT OF INDIA 37185 182 DAYS TBILL 10SP26 FV RS 100
2.5%
4
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 08SEP26
2.4%
5
Reverse Repo
2.3%
6
GOVERNMENT OF INDIA 37477 091 DAYS TBILL 03SP26 FV RS 100
2.1%
7
EXPORT IMPORT BANK OF INDIA 91D CP 15SEP26
2.1%
8
Reserve Bank of India 91-D
2.1%
9
UNION BANK OF INDIA CD 16OCT26
2.1%
10
BANK OF BARODA CD 06NOV26
2.0%

Show all 153

11
UNION BANK OF INDIA CD 21SEP26
1.8%
12
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 90D CP 23NOV26
1.7%
13
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 09SEP26
1.6%
14
RELIANCE RETAIL VENTURES LIMITED 91D CP 08SEP26
1.4%
15
UNION BANK OF INDIA CD 12OCT26
1.4%
16
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 28OCT26
1.4%
17
GOVERNMENT OF INDIA 37693 091 DAYS TBILL 22OT26 FV RS 100
1.4%
18
PUNJAB NATIONAL BANK CD 01OCT26
1.4%
19
BANK OF BARODA CD 11NOV26
1.4%
20
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED 42D CP 29SEP26
1.4%
21
YES BANK LIMITED CD 16NOV26
1.4%
22
RELIANCE RETAIL VENTURES LIMITED 91D CP 02SEP26
1.3%
23
91 DAYS T-BILL - 24SEP2026
1.3%
24
ADITYA BIRLA CAPITAL LIMITED 90D CP 23NOV26
1.2%
25
RELIANCE RETAIL VENTURES LIMITED 88D CP 11SEP26
1.2%
26
TITAN COMPANY LIMITED 90D CP 26NOV26
1.1%
27
BANK OF INDIA CD 21SEP26
1.1%
28
GODREJ CONSUMER PRODUCTS LIMITED 90D CP 05NOV26
1.1%
29
ICICI SECURITIES LIMITED 91D CP 05NOV26
1.1%
30
ICICI Bank Limited (15/09/2026)
1.1%
31
L&T FINANCE LIMITED 91D CP 05NOV26
1.0%
32
GOVERNMENT OF INDIA 37449 182 DAYS TBILL 19NV26 FV RS 100
1.0%
33
KOTAK SECURITIES LTD 91D CP 08SEP26
1.0%
34
BANK OF INDIA CD 25SEP26
1.0%
35
REC LIMITED SR 237 7.55 BD 31OT26 FVRS1LAC
0.9%
36
HINDUSTAN PETROLEUM CORPORATION LIMITED 90D CP 23SEP26
0.9%
37
REC LIMITED 91D CP 22OCT26
0.9%
38
HDFC Bank Ltd Bonds/Deb 7.95 21/09/2026
0.9%
39
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 08SEP26
0.8%
40
L&T FINANCE LIMITED 91D CP 28OCT26
0.8%
41
EXPORT IMPORT BANK OF INDIA 91D CP 03SEP26
0.8%
42
KOTAK SECURITIES LTD 91D CP 11NOV26
0.8%
43
TITAN COMPANY LIMITED 90D CP 12NOV26
0.8%
44
BAJAJ FINANCE LIMITED 91D CP 03SEP26
0.7%
45
BAJAJ FINANCIAL SECURITIES LIMITED 91D CP 08SEP26
0.7%
46
ICICI SECURITIES LIMITED 91D CP 09SEP26
0.7%
47
Aditya Birla Housing Finance Limited (21/09/2026) **
0.7%
48
THE KARUR VYSYA BANK LIMITED CD 17SEP26
0.7%
49
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 16SEP26
0.7%
50
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 17SEP26
0.7%
51
THE TATA POWER COMPANY LIMITED 90D CP 16SEP26
0.7%
52
THE TATA POWER COMPANY LIMITED 90D CP 23SEP26
0.7%
53
DBS BANK INDIA LIMITED CD 28SEP26
0.7%
54
ICICI SECURITIES PRIMARY DEALERSHIP LTD 62D CP 22SEP26
0.7%
55
BANK OF BARODA CD 05NOV26
0.7%
56
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 10NOV26
0.7%
57
KOTAK SECURITIES LTD 91D CP 12NOV26
0.7%
58
POONAWALLA FINCORP LIMITED 88D CP 06NOV26
0.7%
59
BAJAJ AUTO CREDIT LIMITED 91D CP 09SEP26
0.6%
60
TATA COMMUNICATIONS LIMITED 88D CP 11SEP26
0.6%
61
Punjab National Bank (18/09/2026) ** #
0.6%
62
LIC Housing Finance Limited (17/09/2026)
0.6%
63
IDFC FIRST BANK LIMITED CD 22OCT26
0.6%
64
TATA STEEL LIMITED 29D CP 25SEP26
0.6%
65
ICICI HOME FINANCE COMPANY LIMITED 91D CP 12NOV26
0.6%
66
SHAREKHAN LIMITED 91D CP 23NOV26
0.6%
67
ADITYA BIRLA CAPITAL LIMITED 88D CP 13NOV26
0.6%
68
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD 6 6.40 LOA 29SP26 FVRS10LAC
0.5%
69
91 Days Tbill (MD 17/09/2026)
0.5%
70
BAJAJ FINANCIAL SECURITIES LIMITED 91D CP 15SEP26
0.5%
71
THE KARUR VYSYA BANK LIMITED CD 28SEP26
0.5%
72
MINDSPACE BUSINESS PARKS REIT 91D CP 23SEP26
0.5%
73
PUNJAB NATIONAL BANK CD 15SEP26
0.5%
74
NUVOCO VISTAS CORPORATION LIMITED 90D CP 09SEP26
0.4%
75
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 11SEP26
0.4%
76
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 91D CP 22SEP26
0.4%
77
AVENUE SUPERMARTS LIMITED 85D CP 29SEP26
0.4%
78
CANARA BANK CD 01OCT26
0.4%
79
AVENUE SUPERMARTS LIMITED 90D CP 09NOV26
0.4%
80
TATA TELESERVICES (MAHARASHTRA) LTD 91D CP 08SEP26
0.4%
81
KOTAK MAHINDRA BANK LIMITED CD 24SEP26
0.4%
82
LIC HOUSING FINANCE LTD 91D CP 26NOV26
0.4%
83
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 11SEP26
0.3%
84
CANARA BANK CD 09SEP26
0.3%
85
ICICI SECURITIES LIMITED 88D CP 11SEP26
0.3%
86
EXPORT IMPORT BANK OF INDIA 91D CP 22SEP26
0.3%
87
ICICI Securities Ltd (16/09/2026) **
0.3%
88
NTPC LIMITED 88D CP 09OCT26
0.3%
89
INDIAN OVERSEAS BANK CD 01OCT26
0.3%
90
ADITYA BIRLA CAPITAL LIMITED 153D CP 15OCT26
0.3%
91
ICICI HOME FINANCE COMPANY LIMITED 70D CP 24SEP26
0.3%
92
JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED 91D CP 23OCT26
0.3%
93
HINDUSTAN PETROLEUM CORPORATION LIMITED 91D CP 13NOV26
0.3%
94
BAJAJ FINANCE LIMITED 91D CP 18NOV26
0.3%
95
JULIUS BAER CAPITAL (INDIA) PRIVATE LIMITED 91D CP 16NOV26
0.3%
96
Others Class A2 AIF
0.3%
97
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 10NOV26
0.3%
98
BANK OF BARODA CD 11SEP26
0.3%
99
SBICAP Securities Limited (16/09/2026) **
0.3%
100
MIRAE ASSET CAPITAL MARKETS (INDIA) PRIVATE LIMITED 85D CP 22SEP26
0.3%
101
IDBI BANK LIMITED CD 28SEP26
0.3%
102
SHAREKHAN LIMITED 78D CP 22SEP26
0.3%
103
DSP FINANCE PRIVATE LIMITED 91D CP 13NOV26
0.3%
104
Jamnagar Utilities & Power Pvt. Ltd. (29/09/2026) **
0.3%
105
Kotak Securities Ltd.^
0.3%
106
BAJAJ FINANCE LIMITED 91D CP 11NOV26
0.3%
107
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.55 BD 22SP26 FVRS1LAC
0.3%
108
AARTI INDUSTRIES LIMITED 91D CP 10SEP26
0.2%
109
REC LIMITED 91D CP 21SEP26
0.2%
110
AARTI INDUSTRIES LIMITED 91D CP 15SEP26
0.2%
111
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 84D CP 28SEP26
0.2%
112
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 90D CP 01OCT26
0.2%
113
ADITYA BIRLA MONEY LIMITED 91D CP 13NOV26
0.2%
114
GODREJ PROPERTIES LIMITED 91D CP 16NOV26
0.2%
115
GODREJ PROPERTIES LIMITED 91D CP 17NOV26
0.2%
116
GODREJ PROPERTIES LIMITED 91D CP 18NOV26
0.2%
117
GODREJ PROPERTIES LIMITED 90D CP 23NOV26
0.2%
118
Aditya Birla Money Limited^
0.2%
119
GOVERNMENT OF INDIA 37642 091 DAYS TBILL 08OT26 FV RS 100
0.2%
120
REC LIMITED SR 227-A 7.77 BD 30SP26 FVRS1LAC
0.2%
121
ICICI HOME FINANCE COMPANY LIMITED SR HDBMAY252 8.07 BD 14SP26 FVRS1LAC
0.2%
122
GODREJ PROPERTIES LIMITED 91D CP 26NOV26
0.2%
123
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 13OCT26
0.1%
124
BANK OF BARODA CD 04SEP26
0.1%
125
INFINA FINANCE PRIVATE LIMITED 91D CP 07SEP26
0.1%
126
NUVOCO VISTAS CORPORATION LIMITED 90D CP 10SEP26
0.1%
127
Axis Bank Limited (16/09/2026) **
0.1%
128
SBICAP SECURITIES LIMITED 91D CP 18SEP26
0.1%
129
SBICAP SECURITIES LIMITED 91D CP 28SEP26
0.1%
130
NU VISTA LIMITED 75D CP 22SEP26
0.1%
131
GOLDMAN SACHS (INDIA) FINANCE PRIVATE LIMITED 86D CP 25SEP26
0.1%
132
SIKKA PORTS & TERMINALS LIMITED 87D CP 16OCT26
0.1%
133
JIO CREDIT LIMITED 90D CP 09NOV26
0.1%
134
SBICAP SECURITIES LIMITED 91D CP 05NOV26
0.1%
135
ICICI SECURITIES LIMITED 88D CP 06NOV26
0.1%
136
Network 18 Media & Investments Ltd**
0.1%
137
CANARA BANK CD 01SEP26
0.1%
138
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC
0.1%
139
GOVERNMENT OF INDIA 37816 091 DAYS TBILL 05NV26 FV RS 100
0.1%
140
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 172A 7.41 BD 15OT26 FVRS1LAC
0.1%
141
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 27OCT26
0.1%
142
PUNJAB NATIONAL BANK CD 02SEP26
0.1%
143
ADITYA BIRLA MONEY LIMITED 91D CP 03SEP26
0.1%
144
TATA REALTY AND INFRASTRUCTURE LIMITED 91D CP 04SEP26
0.1%
145
Grasim Industries Limited (18/09/2026) **
0.1%
146
MUTHOOT FINANCE LIMITED 311D CP 11SEP26
0.0%
147
AXIS BANK LIMITED CD 02SEP26
0.0%
148
GOVERNMENT OF INDIA 36516 364 DAYS TBILL 17SP26 FV RS 100
0.0%
149
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28OCT26
0.0%
150
AXIS BANK LIMITED CD 10SEP26
0.0%
151
Repo
0.0%
152
STATE DEVELOPMENT LOAN 32104 GUJ 28SP26 7.49 FV RS 100
0.0%
153
Net Payables
-1.0%

What does it cost?

0.20% a year: ₹20 on every ₹10,000 you hold.

The middle fee for Liquid direct plans is 0.14%.

Exit load: 0.0070% if sold within 1 day, 0.0065% if sold within 2 days, 0.0060% if sold within 3 days, 0.0055% if sold within 4 days, 0.0050% if sold within 5 days, 0.0045% if sold within 6 days

How has it done?

1 year: +6.5%
3 years, per year: +6.9%
5 years, per year: +6.4%

Worst fall so far: −0.2% (Mar 2020 to Mar 2020).

Against other Liquid funds: out of 131 three-year stretches, it finished above the middle Liquid fund in 31.

In Jan–Apr 2020 alone it fell 0.2%; the middle fund fell 0.2%.

Past prices are not a forecast of anything.

Events

30 August 2026New portfolio published: holdings as at 30 August 2026.
7 May 2026Fee moved between 0.20% and 0.21% a year (2 changes, 21 Apr – 7 May 2026).

Sources and dates

Holdings: Groww's page for this fund, month-end 30 August 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 30 September 2026
Company sizes: SEBI's rank by full market value, 25 September 2026