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DSP Credit Risk Fund

Mutual fund
Direct · Growth: other plans of this fund

Same portfolio. Regular plans include a distributor’s fee.

· AMFI 119082

₹61.23

+10.6%over 1 year

Price of one unit (NAV) on 11 November 2026

NAV went from ₹55.34 on 11 November 2025 to ₹61.23 on 11 November 2026.

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund
Credit Risk
Yearly fee
0.42%
Since 1 October 2026
Fund size
₹326 crore
Started
1 January 2013
Exit load
3% if sold within 12 months
Compared against
CRISIL Credit Risk Debt B-II Index
Plan
Direct · Growth
Holds
27 lines, no company shares
27 lines in all
Holdings as at
29 September 2026

What does it hold?

Bonds and money market 93.8% · cash 6.2% · holdings as at 29 September 2026

  1. 1

    GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100

    10.8%
  2. 2

    Reverse Repo

    8.0%
  3. 3

    KOTAK MAHINDRA BANK LIMITED CD 04FEB27

    7.5%
  4. 4

    ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED SR I 9 NCD 20JL29 FVRS1LAC

    6.2%
  5. 5

    NUVOCO VISTAS CORPORATION LIMITED 7.7 NCD 18SP28 FVRS1LAC

    6.1%
  6. 6

    ADANI AIRPORT HOLDINGS LIMITED 8.45 NCD 12FB29 FVRS1LAC

    6.1%
  7. 7

    GMR AIRPORTS LIMITED 5 BD 13AG28 FVRS1LAC

    5.0%
  8. 8

    JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC

    5.0%
  9. 9

    TATA HOUSING DEVELOPMENT COMPANY LIMITED SR I 7.51 NCD 08DC28 FVRS1LAC

    4.8%
  10. 10

    ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC

    4.6%
Show all 27
  1. 11

    GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC

    3.3%
  2. 12

    PIRAMAL FINANCE LIMITED 8.75 NCD 29OCT27 FVRS1LAC

    3.3%
  3. 13

    AADHAR HOUSING FINANCE LIMITED 8.65 NCD 21AG27 FVRS1LAC

    3.2%
  4. 14

    TATA PROJECTS LIMITED SR Q 8.25 NCD 28AP27 FVRS1LAC

    3.1%
  5. 15

    KOGTA FINANCIAL (INDIA) LIMITED 9.45 NCD 24MR28 FVRS1LAC

    3.1%
  6. 16

    NUVAMA WEALTH FINANCE LIMITED SR F7H502A 9 NCD 11JU27 FVRS1LAC

    3.1%
  7. 17

    TATA PROJECTS LIMITED SR A1 8.32 NCD 31JL29 FVRS1LAC

    3.1%
  8. 18

    ADANI POWER LIMITED SR I 8 NCD 27JN28 FVRS1LAC

    3.1%
  9. 19

    ADANI POWER LIMITED SR II 8.20 NCD 25JN29 FVRS1LAC

    3.0%
  10. 20

    360 ONE PRIME LIMITED 8.75 NCD 07OT27 FVRS1LAC

    1.7%
  11. 21

    NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC

    1.6%
  12. 22

    REC LIMITED SR 180-B 8.30 BD 25JU29 FVRS10LAC

    1.6%
  13. 23

    GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100

    1.6%
  14. 24

    360 ONE PRIME LIMITED 8.75 NCD 10SP27 FVRS1LAC

    1.5%
  15. 25

    Tata Projects Ltd.

    0.9%
  16. 26

    Others Class A2 AIF

    0.3%
  17. 27

    Net Payables

    -1.8%

What does it cost?

0.42% a year: ₹42 on every ₹10,000 you hold.

The middle fee for Credit Risk direct plans is 0.80%.

Exit load: 3% if sold within 12 months

How has it done?

1 year
+10.6%
3 years, per year
+13.8%
5 years, per year
+13.4%

Worst fall so far: −6.0% (Sep 2018 to Dec 2018).

Against other Credit Risk funds: out of 131 three-year stretches, it finished above the middle Credit Risk fund in 51.

In Jan–Apr 2020 alone it fell 2.8%; the middle fund fell 2.7%.

Past prices are not a forecast of anything.

Events

  1. 1 October 2026Fee changed from 0.43% to 0.42% a year.
  2. 29 September 2026New portfolio published: holdings as at 29 September 2026.
  3. 1 September 2026Fee moved between 0.43% and 0.46% a year (2 changes, 3 Aug – 1 Sep 2026).
  4. 1 July 2026Fee changed from 0.40% to 0.46% a year.
  5. 13 May 2026Fee changed from 0.41% to 0.40% a year.
Show all 9
  1. 6 May 2026Fee moved between 0.41% and 0.46% a year (2 changes, 5 May – 6 May 2026).
  2. 30 April 2026Fee moved between 0.38% and 0.41% a year (6 changes, 3 Mar 2023 – 30 Apr 2026).
  3. 26 December 2022Fee changed from 0.79% to 0.38% a year.
  4. 28 March 2022Fee moved between 0.79% and 0.80% a year (2 changes, 14 Mar – 28 Mar 2022).

Sources and dates

Holdings
Groww's page for this fund, month-end 29 September 2026
Prices
AMFI via mfapi.in, to 11 November 2026
Fee
Groww, from 1 October 2026
Company sizes
SEBI's rank by full market value, 25 September 2026