HDFC Ultra Short to Short Term Fund
Direct · Growth: other plans of this fund
Same portfolio. Regular plans include a distributor’s fee.
· AMFI 118942
₹68.03
+5.9%over 1 year
Price of one unit (NAV) on 11 November 2026
NAV went from ₹64.27 on 11 November 2025 to ₹68.03 on 11 November 2026.
Past prices are not a forecast of anything.
Ask about this fund
Overview
- Kind of fund
- Low Duration
- Yearly fee
- 0.46%
- Since 30 September 2026
- Fund size
- ₹16,513 crore
- Started
- 1 January 2013
- Exit load
- None
- Compared against
- NIFTY Low Duration Debt Index A-I
- Plan
- Direct · Growth
- Holds
- 142 lines, no company shares
- 142 lines in all
- Holdings as at
- 29 September 2026
What does it hold?
Bonds and money market 98.3% · cash 1.7% · holdings as at 29 September 2026
- 1
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VII 7.75 BD 10JU27 FVRS1LAC
5.5% - 2
CENTRAL GOVERNMENT LOAN 30814 GOI FRB 04OT28 FV RS 100
4.7% - 3
JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC
4.0% - 4
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC
3.9% - 5
CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100
3.2% - 6
NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC
2.9% - 7
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24E 7.80 BD 15MR27 FVRS1LAC
2.7% - 8
BAJAJ HOUSING FINANCE LIMITED 8.10 NCD 08JL27 FVRS1LAC
2.3% - 9
YES BANK LIMITED CD 11FEB27
2.2% - 10
POWER FINANCE CORPORATION LTD. SR BS221B 7.59 BD 17JN28 FVRS10LAC
2.1%
Show all 142
- 11
RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25
2.0% - 12
JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC
2.0% - 13
JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC
1.9% - 14
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.34 BD 26FB29 FVRS1LAC
1.8% - 15
YES BANK LIMITED CD 05MAR27
1.6% - 16
CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 100
1.6% - 17
Net Current Assets
1.6% - 18
INDIAN OIL CORPORATION LIMITED SR XXV 7.44 NCD 25NV27 FVRS10LAC
1.5% - 19
POONAWALLA FINCORP LIMITED SR G1 TR 1 7.55 NCD 25MR27 FVRS1LAC
1.5% - 20
ASCENDAS IT PARK (PUNE) PRIVATE LIMITED 7.25 NCD 02JN29 FVRS1LAC
1.5% - 21
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR VI 7.79 BD 14MY27 FVRS1LAC
1.4% - 22
ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC
1.4% - 23
NOMURA CAPITAL (INDIA) PVT. LTD. SR 1 7.90 NCD 10MR28 FVRS1LAC
1.2% - 24
JM FINANCIAL CREDIT SOLUTIONS LIMITED SR II TR BZ 8.50 NCD 27JU28 FVRS1LAC
1.2% - 25
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR D 6.64 NCD 17JL28 FVRS1LAC
1.2% - 26
SMFG INDIA HOME FINANCE COMPANY LIMITED SR 31 7.17 NCD 27JN28 FVRS1LAC
1.2% - 27
IIFL CAPITAL SERVICES LIMITED 272D CP 09MAR27
1.2% - 28
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC
1.1% - 29
POWER FINANCE CORPORATION LIMITED SR 246A 7.42 BD 15AP28 FVRS1LAC
1.1% - 30
JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC
1.0% - 31
EXPORT IMPORT BANK OF INDIA SR AA02 7.35 BD 27JL28 FVRS1LAC
0.9% - 32
CAN FIN HOMES LIMITED SR 03 8.20 NCD 18MY27 FVRS1LAC
0.9% - 33
POONAWALLA FINCORP LIMITED SR A1 7.65 NCD 21AP27 FVRS1LAC
0.9% - 34
KOTAK MAHINDRA INVESTMENTS LIMITED 7.2941 NCD 20NV27 FVRS1LAC
0.9% - 35
SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25
0.9% - 36
CITICORP FINANCE (INDIA) LIMITED SR 818 TR 1 RR NCD 12JU28 FVRS1LAC
0.9% - 37
TATA CAPITAL HOUSING FINANCE LIMITED SR C 8.0409 NCD 19MR27 FVRS1LAC
0.8% - 38
BHARTI TELECOM LIMITED SR XXIX 7.75 NCD 29FB28 FVRS1LAC
0.8% - 39
RELIANCE INDUSTRIES LIMITED SERIES G 9.05 NCD 17OT28 FVRS10LAC
0.8% - 40
NATIONAL HIGHWAYS AUTHORITY OF INDIA SERIES IV 8.37 BD 21JN29 FVRS10LAC
0.8% - 41
POWER FINANCE CORPORATION LIMITED SR 238 7.55 BD 15AP27 FVRS1LAC
0.8% - 42
LIC HOUSING FINANCE LTD TR 453 7.73 NCD 18MR27 FVRS1LAC
0.8% - 43
REC LIMITED SR 249A 6.37 BD 31MR27 FVRS1LAC
0.8% - 44
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 26F 7.44 BD 17JL29 FVRS1LAC
0.8% - 45
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR-2 8.2 BD 09MR28 FVRS10LAC
0.7% - 46
RELIANCE INDUSTRIES LIMITED PPD SR 1B 8.65 NCD 11DC28 FVRS10LAC
0.6% - 47
JM FINANCIAL CREDIT SOLUTIONS LIMITED SR III TR BX 9.30 NCD 15FB27 FVRS1LAC
0.6% - 48
MAHINDRA RURAL HOUSING FINANCE LIMITED 8.45 NCD 25MR27 FVRS1LAC
0.6% - 49
SUNDARAM HOME FINANCE LIMITED SR 343 7.9 NCD 24SP27 FVRS1LAC
0.6% - 50
7.74% LIC HSG TR448 NCD 22-10-27**
0.6% - 51
JOHN DEERE FINANCIAL INDIA PRIVATE LIMITED 8.23 NCD 05MY28 FVRS1LAC
0.6% - 52
REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LAC
0.6% - 53
POONAWALLA FINCORP LIMITED SR B2 7.60 NCD 28MY27 FVRS1LAC
0.6% - 54
POONAWALLA FINCORP LIMITED SR D1 7.5285 NCD 24SP27 FVRS1LAC
0.6% - 55
POWER FINANCE CORPORATION LIMITED SR 253 6.73 BD 15OT27 FVRS1LAC
0.6% - 56
GLOBE CAPITAL MARKET LIMITED SR I 9.1890 NCD 15MY28 FVRS1LAC
0.6% - 57
BAJAJ HOUSING FINANCE LIMITED 7.83 NCD 18MY29 FVRS1LAC
0.6% - 58
ULTRATECH CEMENT LIMITED SR I 7.22 NCD 02FB29 FVRS1LAC
0.6% - 59
TATA COMMUNICATIONS LIMITED 6.77 NCD 07AG28 FVRS1LAC
0.6% - 60
L&T FINANCE LIMITED SR D OP 2 7.8384 NCD 28SP29 FVRS1LAC
0.6% - 61
STATE DEVELOPMENT LOAN 30589 BH 14JL28 6.82 FV RS 100
0.6% - 62
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 27AUG27
0.6% - 63
HDB FINANCIAL SERVICES LIMITED SR A 1 FX 183 7.65 NCD 10SP27 FVRS10LAC
0.5% - 64
BAJAJ AUTO CREDIT LIMITED 7.25 NCD 27NV28 FVRS1LAC
0.5% - 65
RJ CORP LIMITED 7.25 NCD 08DC28 FVRS1LAC
0.5% - 66
DHRUVA XXIV SERIES A PTC 29OCT24
0.5% - 67
Power Finance Corporation Ltd SR-164 Bonds 7.75 22/03/2027
0.5% - 68
PIPELINE INFRASTRUCTURE LIMITED SR 1 7.96 NCD 11MR27 FVRS1LAC
0.5% - 69
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC
0.5% - 70
MOTILAL OSWAL FINANCIAL SERVICES LIMITED SR I 8.50 NCD 06AG27 FVRS1LAC
0.5% - 71
BHARTI TELECOM LIMITED SR XXX 7.85 NCD 20MR29 FVRS1LAC
0.5% - 72
MUTHOOT FINANCE LIMITED RR NCD 04SP29 FVRS1LAC
0.5% - 73
Others Class A2 AIF
0.4% - 74
VAJRA 003 TRUST SENIOR TRANCHE PTC 08DEC23
0.3% - 75
Export-Import Bank Of India 7.22 03/08/2027
0.3% - 76
POWER FINANCE CORPORATION LTD. SR BS227B 7.77 BD 15AP28 FVRS1LAC
0.3% - 77
ICICI HOME FINANCE COMPANY LIMITED SR HDBMAY231 TR 4 7.85 BD 12MY28 FVRS1LAC
0.3% - 78
SMFG INDIA HOME FINANCE COMPANY LIMITED SR 25 8.35 NCD 15JN27 FVRS1LAC
0.3% - 79
REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC
0.3% - 80
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR SD72 9.10 NCD 27JU31 FVRS1LAC
0.3% - 81
JM FINANCIAL HOME LOANS LIMITED SR I TR S 9 NCD 16MR27 FVRS1LAC
0.3% - 82
TATA CAPITAL LIMITED SR D STRPP II 8.0980 NCD 23SP27 FVRS1LAC
0.3% - 83
JIO FINANCE LIMITED SR 1 7.19 NCD 15MR28 FVRS1LAC
0.3% - 84
REC LIMITED SR 250A 6.60 BD 30JU27 FVRS1LAC
0.3% - 85
DLF CYBER CITY DEVELOPERS LTD 6.92 NCD 28JL28 FVRS1LAC
0.3% - 86
BHARTI TELECOM LIMITED SR XXVII 7.30 NCD 01DC27 FVRS1LAC
0.3% - 87
GLOBE FINCAP LIMITED SR I 9.189 NCD 15MY28 FVRS1LAC
0.3% - 88
ARKA FINCAP LIMITED SR IV 9.65 LOA 27DC26 FVRS1000
0.2% - 89
HDB FINANCIAL SERVICES LIMITED SR 208 8.3324 NCD 10MY27 FVRS1LAC
0.2% - 90
HDB FINANCIAL SERVICES LIMITED SR 213 8.3333 NCD 06AG27 FVRS1LAC
0.2% - 91
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC
0.2% - 92
SANSAR TRUST JULY 2023 II SERIES A1 PTC 07AUG23
0.2% - 93
Indian Railway Finance Corporation Ltd SR-118 Bonds 7.83 21/03/2027
0.2% - 94
LIC HOUSING FINANCE LTD TR 442 7.9265 NCD 14JL27 FVRS1LAC
0.2% - 95
POWER FINANCE CORPORATION LTD. SR-101-B 9 LOA 11MR28 FVRS10LAC
0.1% - 96
LIC Housing Finance Ltd Bonds 7.95 26/03/2027
0.1% - 97
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR-3 8.2 BD 16MR28 FVRS10LAC
0.1% - 98
TATA CLEANTECH CAPITAL LIMITED SR A FY 2020-21 8 NCD 10SP27 FVRS10LAC
0.1% - 99
INDIAN OIL CORPORATION LIMITED SR XXI 6.14 LOA 18FB27 FVRS10LAC
0.1% - 100
RURAL ELECTRIFICATION CORPORATION LIMITED 7.77 SR 220-A BD 31MR28 FVRS1LAC
0.1% - 101
NOMURA CAPITAL (INDIA) PVT. LTD. 8.50 NCD 21OT26 FVRS1LAC
0.1% - 102
TVS CREDIT SERVICES LIMITED 9.30 NCD 27JU29 FVRS1CR
0.1% - 103
MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD SR AA2024 8.25 NCD 25MR27 FVRS1LAC
0.1% - 104
REC LIMITED SR 231A 7.64 BD 30AP27 FVRS1LAC
0.1% - 105
BHARTI TELECOM LIMITED SR XIX 8.65 NCD 05NV27 FVRS1LAC
0.1% - 106
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.51 BD 12JU28 FVRS1LAC
0.1% - 107
ULTRATECH CEMENT LIMITED SR I 7.34 NCD 03MR28 FVRS1LAC
0.1% - 108
REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LAC
0.1% - 109
POONAWALLA FINCORP LIMITED SR A2 7.70 NCD 21AP28 FVRS1LAC
0.1% - 110
BAJAJ HOUSING FINANCE LIMITED 7.02 NCD 26MY28 FVRS1LAC
0.1% - 111
L&T FINANCE LIMITED SR C OP 2 7.23 NCD 12JU28 FVRS1LAC
0.1% - 112
360 ONE PRIME LIMITED 8.75 NCD 07OT27 FVRS1LAC
0.1% - 113
BHARTI TELECOM LIMITED SR XXVIII 7.40 NCD 01FB29 FVRS1LAC
0.1% - 114
POONAWALLA FINCORP LIMITED SR K2 7.8788 NCD 12JU28 FVRS1LAC
0.1% - 115
REC LIMITED SR 251 6.95 BD 18FB28 FVRS1LAC
0.1% - 116
Repo
0.1% - 117
Tamilnadu SGL 7.39 09/11/2026
0.1% - 118
INDIGO 045 SERIES A PTC 08OCT25
0.1% - 119
KOTAK MAHINDRA INVESTMENTS LIMITED 8.1929 NCD 28JN27 FVRS1LAC
0.1% - 120
STATE DEVELOPMENT LOAN 19971 PJB 29NV27 7.67 FV RS 100
0.1% - 121
INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 131 8.55 LOA 21FB29 FVRS10LAC
0.1% - 122
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR I 6.66 BD 25OT28 FVRS1LAC
0.1% - 123
REC Limited.^
0.1% - 124
Karnataka State SDL 7.08 14/12/2026
0.1% - 125
Gujarat State SDL 7.24 28/12/2026
0.0% - 126
Tamilnadu State SDL 7.72 22/02/2028
0.0% - 127
STATE DEVELOPMENT LOAN 19954 WB 22NV27 7.53 FV RS 100
0.0% - 128
STATE DEVELOPMENT LOAN 20115 UP 24JN28 7.92 FV RS 100
0.0% - 129
STATE DEVELOPMENT LOAN 20070 AP 10JN28 7.77 FV RS 100
0.0% - 130
STATE DEVELOPMENT LOAN 21277 AP 06FB28 8.32 FV RS 100
0.0% - 131
STATE DEVELOPMENT LOAN 21490 PDC 13MR27 8.35 FV RS 100
0.0% - 132
STATE DEVELOPMENT LOAN 22324 KAR 23OT29 7.2 FV RS 100
0.0% - 133
Gsec C-STRIPS Mat 17-Jun-2027
0.0% - 134
Gsec C-STRIPS Mat 17-Dec-2026
0.0% - 135
Gsec C-STRIPS Mat 17-Dec-2027
0.0% - 136
Tamilnadu State SDL 7.90 22/03/2027
0.0% - 137
Assam State SDL 6.97 23/11/2026
0.0% - 138
Goa State SDL 6.88 23/11/2026
0.0% - 139
STATE DEVELOPMENT LOAN 19969 KAR 29NV27 7.65 FV RS 100
0.0% - 140
STATE DEVELOPMENT LOAN 22468 TN 20NV27 7.15 FV RS 100
0.0% - 141
TATA CAPITAL FINANCIAL SERVICES LIMITED SERIES H 8.50 NCD 06NV29 FVRS10LAC
0.0% - 142
KOTAK MAHINDRA INVESTMENTS LIMITED 8.2185 NCD 27NV26 FVRS1LAC
0.0%
What does it cost?
0.46% a year: ₹46 on every ₹10,000 you hold.
The middle fee for Low Duration direct plans is 0.31%.
Exit load: None
How has it done?
- 1 year
- +5.9%
- 3 years, per year
- +7.3%
- 5 years, per year
- +6.8%
Worst fall so far: −1.3% (Mar 2020 to Mar 2020).
Against other Low Duration funds: out of 131 three-year stretches, it finished above the middle Low Duration fund in 107.
In Jan–Apr 2020 alone it fell 1.3%; the middle fund fell 1.4%.
Past prices are not a forecast of anything.
Events
- 29 September 2026New portfolio published: holdings as at 29 September 2026.
- 30 May 2026Fee changed from 0.53% to 0.46% a year.
- 29 May 2026Fee changed from 0.46% to 0.53% a year.
- 28 May 2026Fee moved between 0.45% and 0.50% a year (10 changes, 3 Dec 2025 – 28 May 2026).
- 24 July 2023Fee changed from 0.43% to 0.45% a year.
Show all 6
- 4 May 2022Fee changed from 0.39% to 0.43% a year.
Sources and dates
- Holdings
- Groww's page for this fund, month-end 29 September 2026
- Prices
- AMFI via mfapi.in, to 11 November 2026
- Fee
- Groww, from 30 September 2026
- Company sizes
- SEBI's rank by full market value, 25 September 2026