Kotak Gilt Investment

Mutual fund

Regular · Growth

Same portfolio. Regular plans include a distributor’s fee.

Direct · Growth0.48% a year

· AMFI 100265

₹97.35

+2.3%over 1 year

Price of one unit (NAV) on 11 November 2026

Past prices are not a forecast of anything.

Ask about this fund

Overview

Kind of fund: Gilt
Yearly fee: 1.49%; Since 1 October 2026
Fund size: ₹2,065 crore
Started: 1 January 2013
Exit load: None
Compared against: NIFTY All Duration G-Sec Index
Plan: Regular · Growth
Holds: 41 lines, no company shares; 41 lines in all
Holdings as at: 29 September 2026

What does it hold?

Bonds and money market 79.5% · cash 20.5% · holdings as at 29 September 2026

1
Repo
19.6%
2
GOVERNMENT OF INDIA 37642 091 DAYS TBILL 08OT26 FV RS 100
16.2%
3
GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100
15.6%
4
GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100
14.5%
5
GOVERNMENT OF INDIA 37629 091 DAYS TBILL 01OT26 FV RS 100
7.3%
6
GOVERNMENT OF INDIA 37693 091 DAYS TBILL 22OT26 FV RS 100
6.0%
7
GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100
4.9%
8
STATE DEVELOPMENT LOAN 36195 BH 09JL35 6.88 FV RS 100
2.3%
9
GS CG 06/05/2037 - (STRIPS)
1.0%
10
Net Current Assets
1.0%

Show all 41

11
GOVERNMENT OF INDIA 35214 GS 25MAY2034 C STRIPS FV RS 100
0.9%
12
GOVERNMENT OF INDIA 35215 GS 25NOV2034 C STRIPS FV RS 100
0.8%
13
GS CG 22/04/2037 - (STRIPS)
0.8%
14
GOVERNMENT OF INDIA 34431 GS 22APR2039 C STRIPS FV RS 100
0.8%
15
GOVERNMENT OF INDIA 34424 GS 22OCT2035 C STRIPS FV RS 100
0.8%
16
GS CG 22/10/2037 - (STRIPS)
0.8%
17
GOVERNMENT OF INDIA 35219 GS 25NOV2036 C STRIPS FV RS 100
0.7%
18
GOVERNMENT OF INDIA 34426 GS 22OCT2036 C STRIPS FV RS 100
0.7%
19
GOVERNMENT OF INDIA 34792 GS 15APR2039 C STRIPS FV RS 100
0.6%
20
GSec C-Strip (22-Apr-2036)
0.6%
21
GOVERNMENT OF INDIA 34432 GS 22OCT2039 C STRIPS FV RS 100
0.6%
22
GS CG 06/05/2038 - (STRIPS)
0.5%
23
STATE DEVELOPMENT LOAN 30973 WB 17NV37 6.98 FV RS 100
0.5%
24
GOVERNMENT OF INDIA 35220 GS 25MAY2037 C STRIPS FV RS 100
0.3%
25
GOVERNMENT OF INDIA 35221 GS 25NOV2037 C STRIPS FV RS 100
0.3%
26
GS CG 22/04/2038 - (STRIPS)
0.3%
27
GOVERNMENT OF INDIA 35216 GS 25MAY2035 C STRIPS FV RS 100
0.3%
28
GS CG 06/11/2037 - (STRIPS)
0.3%
29
STATE DEVELOPMENT LOAN 20415 TN 16MY28 8.37 FV RS 100
0.3%
30
STATE DEVELOPMENT LOAN 34050 TN 06MR54 7.38 FV RS 100
0.1%
31
STATE DEVELOPMENT LOAN 32269 UP 27OT37 7.91 FV RS 100
0.1%
32
GS CG 22/10/2038 - (STRIPS)
0.1%
33
STATE DEVELOPMENT LOAN 21122 MH 26DC28 8.08 FV RS 100
0.1%
34
GOVERNMENT OF INDIA 35225 GS 25NOV2039 C STRIPS FV RS 100
0.1%
35
STATE DEVELOPMENT LOAN 20416 UP 16MY28 8.39 FV RS 100
0.1%
36
STATE DEVELOPMENT LOAN 31851 TN 27JL32 7.8 FV RS 100
0.1%
37
7.09% GOI 25-Nov-74
0.1%
38
STATE DEVELOPMENT LOAN 32705 MH 08MR31 7.7 FV RS 100
0.1%
39
STATE DEVELOPMENT LOAN 29457 KAR 23SP32 6.78 FV RS 100
0.1%
40
STATE DEVELOPMENT LOAN 20399 GUJ 09MY28 8.16 FV RS 100
0.0%
41
CENTRAL GOVERNMENT LOAN 29633 GOI 17DC50 6.67 FV RS 100
0.0%

What does it cost?

1.49% a year: ₹149 on every ₹10,000 you hold.

The middle fee for Gilt direct plans is 0.49%.

The direct plan of this fund costs 0.48% a year.

Exit load: None

How has it done?

1 year: +2.3%
3 years, per year: +4.8%
5 years, per year: +4.4%

Worst fall so far: −15.0% (Jan 2009 to Mar 2009).

Past prices are not a forecast of anything.

Events

1 October 2026Fee moved between 1.48% and 1.49% a year (2 changes, 30 Sep – 1 Oct 2026).
29 September 2026New portfolio published: holdings as at 29 September 2026.
1 September 2026Fee moved between 1.48% and 1.50% a year (8 changes, 13 May – 1 Sep 2026).
12 May 2026Fee changed from 1.54% to 1.49% a year.
11 May 2026Fee changed from 1.48% to 1.54% a year.

Show all 7

14 January 2024Fee moved between 1.46% and 1.51% a year (26 changes, 15 Aug 2022 – 14 Jan 2024).
7 August 2022Fee moved between 1.44% and 1.48% a year (17 changes, 30 Jan – 7 Aug 2022).

Sources and dates

Holdings: Groww's page for this fund, month-end 29 September 2026
Prices: AMFI via mfapi.in, to 11 November 2026
Fee: Groww, from 1 October 2026
Company sizes: SEBI's rank by full market value, 25 September 2026